Mortgage Loan Assistant

First United Bank; Shawnee (OK); On-site; USD 35,000 - 50,000; Full time

Job summary

First United Bank in Shawnee is looking for a Mortgage Loan Assistant primarily responsible for assisting in the origination and closing of mortgage loans. Candidates should have strong organizational and communication skills along with a high school diploma or GED.

The role consists of cross-selling bank products, analyzing loan applications, and providing outstanding customer service while adhering to compliance standards. Experience in a mortgage lending environment is preferred.

Qualifications

• High School diploma or equivalent (GED) required.
• Prefer one year experience in mortgage lending environment.

Responsibilities

• Assist in the origination and closing of mortgage loans.
• Cross sell bank products and services to customers.
• Analyze and pre-qualify loan applications.

Skills

Organizational skills

Verbal communication

Written communication

Interpersonal skills

Ability to work independently

Education

High School diploma or equivalent (GED)

Job description

Job Title: Mortgage Loan Assistant

SUMMARY This position is primarily responsible for assisting in the origination and closing of mortgage loans.

Major Duties and Responsibilities (Essential Functions)

• Cross sells First United Bank products and services to borrowers and other customers.
• Works with assigned bank personnel to promote FUB in assigned markets.
• Takes thorough and complete loan applications; analyzes and pre-qualifies applicant information to determine viability of the client's desired loan program.
• Pulls credit, analyzes credit, and compares for accuracy with the mortgage borrower's statements and loan application.
• Assists in the determination of the correct loan options for the borrower based upon the applicant's present situation, future plans, and preferred loan product.
• Assists in the submission of the loan applications, preliminary income verification documents, preliminary asset verification documents, loan disclosures, any required credit explanation letters and executed application forms to processing.
• Meets minimum expectations for First United’s best practices and production standards.
• Attends production meetings as necessary.
• Provides exceptional customer service, maintains high ethical standards, and insures compliance with every borrower.

Additional Duties and Responsibilities

• Performs other duties as requested by Supervisor.
• Completes all required compliance exams on a yearly basis.
• Adherence to all First United Policies and Procedures.
• Dresses professionally.

Employee Specifications

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.

Education and Work Experience

High School diploma or equivalent (GED) required. Prefer one year experience in mortgage lending environment.

Technical/Functional Competencies

• Possession of strong organizational skills.
• Excellent verbal and written communication skills.
• Exceptional interpersonal communication skills.
• Ability to work independently on assigned tasks as well as to accept direction on given assignments.

Location

All Locations: Shawnee

Note

NOTE: This job description is not intended to be all-inclusive. Employee may perform other related duties as assigned by supervisor to meet the ongoing needs of the organization.

Accessibility Assistance

If any applicant is unable to complete an application or respond to a job opening because of a disability, please email us at [e-mail] for assistance.

Equal Opportunity Employer

First United is an Equal Opportunity Employer. To the extent required by Federal or State law, First United does not discriminate in employment opportunities or practices on the basis of race, color, religion, sex, national origin, or any other characteristic protected by law.