Mortgage Loan Advisor & Relationship Builder

Penn Community Bank; Yardley (Bucks County); On-site; USD 65,000 - 90,000; Full time

Job summary

Penn Community Bank in Yardley, PA is seeking a motivated Residential Lending Sales professional to grow our loan book and forge strong relationships with Realtors and COIs. You will guide borrowers through applications and tailor loan programs to fit needs.

Join a team focused on excellent customer service, regulatory compliance, and cross-selling opportunities while meeting aggressive sales targets and maintaining a high standard of professionalism.

Qualifications

• Minimum of two years' previous experience in a sales oriented environment, with proven track record of success, required; network of established referral sources preferred.
• Must be compliant with the SAFE Act and registered with the Nationwide Mortgage Licensing System (NMLS).
• Excellent written and oral communication skills.
• Ability to manage time extraordinarily well.
• Excellent presentation and public speaking skills.

Responsibilities

• Develop sales leads independently and by cooperation with the Financial Center Managers or Business Development Officers to attain new Residential Lending business relationships and product sales.
• Manage a book of business for residential lending customers including but not limited to: a pipeline of loans, answering customer inquiries, and developing relationships with Realtors and other COIs
• Assist borrowers in completing their applications for financing, gathering and entering complete information as needed.
• Analyze borrower qualifications to determine a prequalified loan amount while working with the borrower to identify the appropriate loan program and pricing.
• Deliver "best in class" customer service by promptly returning phone calls, answering questions, and providing education to prospective borrowers on loan product types.
• Abide by all state, federal, and local laws, including those regarding fair lending and nondiscrimination in the extension of mortgage services.
• Develop and foster internal and external client referral relationships to assist in generating an ever increasing pipeline of loan applications.
• Meet and exceed published individual and department goals for sales activity, productivity, and processing times.
• Become the client's "trusted advisor" by demonstrating knowledge of the lending function, bank policy, and industry underwriting criteria.
• Participate as a valued Team Member, representing the bank with enthusiasm and professionalism at all times.
• Identify borrower cross-selling opportunities, delivering "warm transfers" to internal partners to support bank cross-sell goals.
• Comply with all applicable regulations and Bank policies regarding employment and employment law.
• Participate in annual compliance and other job-related training.
• Comply with applicable bank regulations, Bank policies and procedures.
• Comply with Bank's internal privacy and ethics standards

Skills

Communication skills

Time management

Public speaking

Education

High School diploma or GED

College degree preferred

Tools

Microsoft Office

Job description

Penn Community Bank in Yardley, PA is seeking a motivated Residential Lending Sales professional to grow our loan book and forge strong relationships with Realtors and COIs. You will guide borrowers through applications and tailor loan programs to fit needs.

Join a team focused on excellent customer service, regulatory compliance, and cross-selling opportunities while meeting aggressive sales targets and maintaining a high standard of professionalism.