Mortgage Loan Advisor, MLA

Pop-Up Talent; United States; Remote; USD 60,000 - 110,000; Full time

Benefits offered by this job

100% remote

Job summary

Momentum Mortgage Group is seeking a Mortgage Loan Advisor to serve as a trusted guide for homebuyers, generating leads, educating clients, and origination of loans. You will collaborate with the LMS to ensure accurate applications and maintain borrower relationships.

The role emphasizes remote prospecting, compliant marketing, and end-to-end loan support from pre-qualification to post-closing, with a focus on producing strong client satisfaction and referrals.

Qualifications

• Comprehensive knowledge of mortgage programs (Conventional, FHA, VA, Non-QM, etc.)
• Consultative and client-centered communication style
• Proficiency with LOS, CRM, Pricing engines, and digital lending tools
• Highly organized, self-motivated, and detail oriented
• Desire for personal and professional growth and willingness to apply effort

Responsibilities

• Promote both yourself and the Momentum brand online and offline
• Generate leads using a mix of digital tools, personal outreach, networking, and marketing
• Utilize CRM, SMM, and marketing collateral to maximize visibility
• Create and request compliant digital and print marketing materials
• Attend networking events and establish professional referral partners
• Initiate contact with new leads from various sources
• Conduct discovery calls to understand borrower goals, timelines, and loan needs
• Educate clients on loan options and requirements, acting as a trusted advisor
• Design loan solutions and garner borrower agreement
• Guide borrowers to complete loan applications via LOS
• Collaborate with the Licensed Mortgage Specialist to ensure smooth document collection
• Present tailored solutions that meet borrower qualifications
• Address borrower questions and secure commitment to proceed
• Relay final decisions and design for LMS execution
• Ensure applicants have contact info and sign disclosures
• Monitor loan file through underwriting and keep borrowers informed
• Resolve borrower questions or concerns to maintain confidence
• Confirm final loan terms and assist with closings
• Attend closings when possible and collect testimonials
• Transition closed borrowers into post-closing nurture campaigns
• Stay engaged with past clients through CRM campaigns
• Monitor market shifts to identify opportunities for past clients
• Participate in sales sessions, events, and training

Skills

Mortgage programs knowledge

Consultative communication

LOS, CRM, pricing engines

Highly organized

Growth mindset

Education

Bachelor's degree in business or related field

Active NMLS license

2+ years mortgage loan origination experience

Tools

LOS

CRM

Pricing engines

Job description

• Typically paid 1.25%–1.75% of loan volume100% remote
• Leadership believes top performers can substantially increase production and earnings through Momentum's model

POSITION PURPOSE:

• As a Mortgage Loan Advisor at Momentum Mortgage Group, you are the trusted guide and financial expert for homebuyers and homeowners. You play a pivotal role in capturing leads, staying current with all lending criteria, understanding borrower goals, and driving successful loan originations. As the front-line representative of Momentum, you uphold our brand of trust, service, and modern mortgage expertise

OVERALL OBJECTIVE:

• To originate mortgage loans in compliance with federal and state regulations, while delivering exceptional borrower experiences, building long-term relationships, and achieving personal and team production goals

KEY RESPONSIBILITIES AND DUTIES:

Marketing and Prospecting:

• Promote both yourself and the Momentum brand online and offline
• Generate leads using a mix of digital tools, personal outreach, networking, and marketing
• Utilize company-provided CRM, SMM, and marketing collateral to maximize visibility
• Create and request compliant digital and print marketing materials as needed
• Attend networking events and establish professional referral partners

Client Engagement & Lead Conversion:

• Initiate contact with new leads from various sources (referrals, social media, website, etc.)
• Conduct discovery calls to understand borrower goals, timelines, and loan needs
• Educate clients on loan options and requirements, acting as a trusted advisor
• Design loan solutions and garner borrower agreement
• Guide borrowers to complete loan applications via our loan origination system (LOS)
• Collaborate with the Licensed Mortgage Specialist (LMS) to ensure smooth document collection and application accuracy

Loan Structuring & Presentation:

• Collaborate with LMS to get essential client and 3rd party data to confirm lending options
• Once pre-qualified, present tailored solutions that meet borrower compliant qualifications
• Address any borrower questions and secure commitment to proceed
• Relay all final decisions and design (product, lock, pricing, registration) for LMS execution
• Ensure applicants have team contact info and sign initial disclosures in a timely manner

Loan Submission & Processing Oversight:

• Ensure that all automated milestone updates are being sent to all interested parties associated with the loan
• Monitor the loan file through underwriting to keep borrowers informed and engaged
• Resolve borrower's questions or concerns, ensuring complete borrower's confidence

Closing & Post-Closing:

• Confirm final loan terms with borrowers and assist with scheduling closings
• Attend closings when possible to enhance borrower relationships and reinforcing loyalty
• Collect testimonials and encourage online reviews to support brand reputation
• Transition closed borrowers into post-closing nurture campaigns

Long-Term Relationship Building:

• Stay engaged with past clients through CRM campaigns and personal outreach
• Monitor market shifts (rate drops, equity growth) to identify opportunities for past clients
• Leverage long-term relationships to generate referrals and repeat business

Performance & Growth:

• Participate in sales sessions, company events, and internal training on industry/marketing
• Stay current with changes in loan programs, compliance, technology and best practices

QUALIFICATIONS AND SKILLS:

• Comprehensive knowledge of mortgage programs (Conventional, FHA, VA, Non-QM, etc.)
• Consultative and client-centered communication style
• Proficiency with LOS, CRM, Pricing engines, and digital lending tools
• Highly organized, self-motivated, and detail oriented
• Must desire to grow personally and professionally and willingness to apply effort

Education and Experience:

• Bachelor's degree in business or related field (preferred)
• Active NMLS license in a licensed state (required)
• Minimum of 2 years of mortgage loan origination experience

Performance Evaluation Criteria:

• Achievement of individual loan volume and revenue goals
• Compliance with company policies and regulatory requirements
• Borrower satisfaction scores, retention and testimonials collected
• Contribution to company culture and promotion of brand reputation

Authority & Decision Making Scope:

• Recommend and structure loan options within company guidelines
• Submit loans for processing and collaborate with the team for improving client experience
• Leverage company resources to grow personal brand and loan volume

We are an equal opportunity employer, and we are an organization that values diversity. We welcome applications from all qualified candidates, including minorities and persons with disabilities.