Mortgage Loan Officer II

First Mid; Beloit (WI); On-site; USD 50,000 - 75,000; Full time

Job summary

First Mid is seeking a motivated Mortgage Loan Officer II in Beloit, WI, to manage the loan process from application through closing. The ideal candidate will demonstrate a strong background in mortgage lending and possess excellent customer service skills.

Responsibilities include originating loan applications, evaluating borrowers’ finances, and maintaining relationships within the real estate sector. A Bachelor’s degree and at least 2 years of experience in mortgage lending are preferred.

Qualifications

• Minimum of 2 years experience in mortgage lending or related financial services.
• Valid state mortgage license or ability to obtain one.

Responsibilities

• Originate and process mortgage loan applications in compliance with company policies.
• Evaluate borrower’s financial status and credit.
• Provide expert guidance on mortgage products.
• Build relationships with real estate agents.
• Ensure timely and accurate documentation.
• Stay current with industry trends.

Skills

Mortgage lending experience

Customer service skills

Detail-oriented

Analytical skills

Interpersonal skills

Knowledge of underwriting guidelines

Education

Bachelor’s degree in Finance, Business, or related field

Tools

Mortgage loan origination software

Microsoft Office Suite

Job description

We are seeking a motivated and experienced Mortgage Loan Officer II to join our team in Beloit, WI. The ideal candidate will have a strong background in mortgage lending, excellent customer service skills, and the ability to manage the loan process from application through closing.

Responsibilities

• Originate and process mortgage loan applications in compliance with company policies and regulatory requirements.
• Evaluate borrower’s financial status, credit, and property evaluations to determine feasibility of granting loans.
• Provide expert guidance to clients on mortgage products, rates, and terms to help them make informed decisions.
• Build and maintain strong relationships with real estate agents, builders, and other referral sources.
• Ensure timely and accurate documentation and communication throughout the loan process.
• Stay current with industry trends, regulations, and lending products.
• Meet or exceed individual and team production goals.

Skills & Qualifications

• Proven experience as a Mortgage Loan Officer or Mortgage Lender II.
• Strong knowledge of mortgage lending products, underwriting guidelines, and regulatory requirements.
• Excellent interpersonal and communication skills.
• Ability to analyze financial information and credit reports.
• Detail-oriented with strong organizational and time management skills.
• Proficient with mortgage loan origination software and Microsoft Office Suite.
• Ability to work independently and as part of a team.
• Valid state mortgage license or ability to obtain one.

Education & Experience

• Bachelor’s degree in Finance, Business, or related field preferred.
• Minimum of 2 years experience in mortgage lending or related financial services.

If you are a driven professional looking to advance your career in mortgage lending, we encourage you to apply for this exciting opportunity in Beloit, WI.