Mortgage Loan Officer

Legence Bank; Carbondale (IL); On-site; USD 32,000 - 44,000; Full time

Benefits offered by this job

Medical Insurance

Dental Insurance

Vision Insurance

401(k) Plan + Company Match

Paid Time Off

Holiday Pay

Sick Time

Training for Professional and Career ,

Generous parental leave

Potential for annual performance bonus

Referral incentives & commissions

Job summary

Legence Bank in Carbondale, IL is seeking a Mortgage Loan Officer to process applications, underwrite loans, and close mortgage transactions. You will develop new business and service an existing loan portfolio.

You will advise borrowers on financial options, build relationships with realtors and community partners, and collaborate with branch teams to deliver exceptional customer experiences.

Qualifications

• High School Diploma or Equivalent.
• Three (3) years of Mortgage Lending Experience.
• Proficient in Microsoft Office.
• Able to Quickly Learn New Software.
• Valid Driver’s License.

Responsibilities

• Take mortgage applications and underwrite loans.
• Close mortgage transactions per policy and guidelines.
• Develop new business and service an existing loan portfolio.
• Advise borrowers on questions related to their financial status.
• Collaborate with branches and other departments to offer Legence Bank products.

Skills

Mortgage lending experience

Microsoft Office

Software learning aptitude

Valid Driver’s License

Education

High School Diploma or Equivalent

Tools

Microsoft Office

Job description

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

Mortgage Loan Officer

Full Time Carbondale, IL, US

2 days ago Requisition ID: 1412

Job Title: Mortgage Loan Officer

Job Status: Full-Time

FLSA Status: Non-Exempt

JOB DESCRIPTION

Summary/Objective

The Mortgage Loan Officer performs the core duties of a mortgage lender, including taking applications, underwriting loans, and closing mortgage transactions. This role is also responsible for developing new business, maintaining and servicing an existing loan portfolio, and advising borrowers on questions related to their financial status.

Essential Functions

To accomplish this job successfully, an individual must be able to perform, with or without reasonable accommodation, each essential function satisfactorily. Reasonable accommodations may be made to help qualified individuals with disabilities perform the essential functions.

• Demonstrates strong working knowledge of all bank products, services, policies and procedures.
• Be able to underwrite, approve and close or deny mortgage loans per Legence Bank’s Loan Policy and FreddieMac Guidelines.
• Be able to underwrite per RocketMortgage TPO guidelines.
• Utilize sales management training and tools to identify and refer current and prospective clients.
• Effectively partner with other team members and departments to deliver the full complement of Legence Bank products and services.
• Build external relationships through meeting with realtors, participating in civic groups and attending networking functions throughout the bank network.
• Cross-sell applicable products and services to existing portfolio customers to help make Legence their primary bank.
• Work with Branch Managers and their teams to assist and acquire new prospective customer relationships.
• Prospect for clients independently by utilizing referral sources, existing customers, and centers of influence.
• Be an ambassador for Legence Bank within the community through participation in bank sponsored events, philanthropic opportunities and civic events.
• Adhere to all Legence Bank and AFMFS service standards, serving as an example to other team members, as well to our customers.
• Represent and promote the company within the community through participation in bank sponsored events, philanthropic opportunities and civic events.
• All other duties assigned
• Ethical
• Detail, Goal, & Customer Oriented
• Relationship Building
• Organized
• Accountability & Communication
• Dependable
• Decision Making
• Time Management
• Working Under Pressure

Supervisory Responsibility

This position has no direct supervisory responsibilities but does serve as a coach and mentor for other positions in the department.

This job operates in a professional office environment. This role routinely uses standard office equipment such as laptop computers and smartphones.

Physical Demands

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.

While performing the duties of this job, the employee is regularly required to talk and hear.

Specific vision abilities required by this job include close vision, distance vision, color vision and ability to adjust focus. This position requires the ability to occasionally lift office products and supplies, up to 20 pounds.

Position Type/Expected Hours of Work

Some flexibility in hours is allowed, but the employee must be available during the "core" work hours of 8:00 a.m. to 5:00 p.m. Occasional evening and weekend work may be required as job duties demand.

Travel

Travel is primarily local during the business day, although some out-of-the-area and overnight travel may be expected.

Required Education and Experience

• High School Diploma or Equivalent
• Three (3) years of Mortgage Lending Experience
• Proficient in Microsoft Office
• Able to Quickly Learn New Software
• Valid Driver’s License

Preferred Education and Experience

• Five (5) Years’ Experience in a Financial Setting
• Five (5) Years’ Experience in Mortgage Lending

We understand that benefits matter – we offer a competitive benefit package for all full-time employees which includes:

• A workplace built on respect, integrity, and balance
• Medical, Dental, Vision Insurance coverage options
• 401(k) Plan + Company Match
• Competitive Pay starting at $27.50/hr
• Career growth and opportunities for promotions
• Paid Time Off, Holiday Pay, and Sick Time
• Training for Professional and Career Development
• Generous parental leave
• Potential for annual performance bonus
• Potential referral incentives & commissions

Additional Eligibility Qualifications

1. Must Obtain NMLS Status Within 60 Days Upon Hiring

Work Authorization/Security Clearance (if applicable)

AAP/EEO Statement

Legence Bank is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, national origin, religion, sex, sexual orientation, gender identity, age, disability, protected veteran status, or any other characteristics protected by law.

Other Duties

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.