Mortgage Growth Specialist

First Central State Bank; Eldridge (IA); On-site; USD 70,000 - 110,000; Full time

Benefits offered by this job

Health Insurance

Dental Insurance

401k Plan

Paid Holidays

PTO

Group Life Insurance

Short-Term Disability

Long-Term Disability

Maternity/Paternity Leave

Community Involvement

Company Events

Grilling for Charity Donations

TGIM

Job summary

Ohnward Bancshares, Inc. in Eldridge, IA is seeking a Mortgage Loan Officer responsible for soliciting borrowers, developing community relationships, reviewing applications, and guiding them through the loan process from pre-qualification to closing.

The role emphasizes credit analysis, risk assessment, and adherence to underwriting guidelines, with opportunities to expand the mortgage portfolio while delivering excellent customer service.

Qualifications

• Bachelor’s degree in Finance or Economics and 5 years lending experience.
• Experience with credit analysis and underwriting.
• Familiarity with banking software and lending tools.

Responsibilities

• Solicit new mortgage business by developing community relationships and real estate referrals.
• Interview and analyze loan applications and supporting documents.
• Provide guidance through the loan process from application to closing.
• Ensure compliance with underwriting policies and lending regulations.
• Meet clients to present products and explain loan terms.

Skills

Financial analysis

Lending experience

Interpersonal skills

Communication

Banking software

Education

Bachelor’s degree in Finance or Economics

5 years lending experience

NMLS licensure

Tools

Banking software

Core banking systems

Job description

Ohnward Bancshares, Inc. in Eldridge, IA is seeking a Mortgage Loan Officer responsible for soliciting borrowers, developing community relationships, reviewing applications, and guiding them through the loan process from pre-qualification to closing.

The role emphasizes credit analysis, risk assessment, and adherence to underwriting guidelines, with opportunities to expand the mortgage portfolio while delivering excellent customer service.