Mortgage Credit Analyst: Analytics, Risk & Reporting

Western Alliance Bancorporation; Phoenix, Northern (AZ, KY); Hybrid; USD 55,000 - 75,000; Full time

Benefits offered by this job

Medical and dental insurance

401k matching program

Tuition assistance program

Employee volunteer program

Wellness program

Ownership stake in the company

Job summary

Western Alliance Bank in Phoenix is seeking a Credit Analyst for its Commercial Banking Development Program. You will spread, analyze, and maintain financial background information on current and prospective customers to develop credit studies for Loan Officers and senior management.

You will review client financials, perform sensitivity analyses, and prepare in-depth credit reports. The role involves cross-functional collaboration to support treasury management products and loan packages, with

Qualifications

• Completion of an Accounting course.
• Bachelor's degree or equivalent experience required.
• GPA of 3.0 or higher is required.
• Strong analytical, conceptual, communication, leadership, and organizational skills.
• An interest in working in Commercial Banking.
• Ability to self-motivate and work productively without supervision.
• Entry level speaking and writing communications skills.

Responsibilities

• Spread, manage and maintain financial background information on present and prospective customers.
• Develop credit studies for Loan Officers, Chief Credit Officer and other Executive Management.
• Prepare a variety of credit department reports.
• Review client financials and perform sensitivity analysis to evaluate credit risk.
• Collaborate cross-functionally with Bank groups to execute treasury management products, derivatives and other services.
• Produce loan packages for new and restructured loans.
• Monitor loan disbursements to ensure compliance with Bank regulations.

Skills

Analytical thinking

Communication

Leadership

Organizational skills

Self-motivation

Interest in Commercial Banking

Education

Bachelor's degree or equivalent experience

Accounting course

Job description

Western Alliance Bank in Phoenix is seeking a Credit Analyst for its Commercial Banking Development Program. You will spread, analyze, and maintain financial background information on current and prospective customers to develop credit studies for Loan Officers and senior management.

You will review client financials, perform sensitivity analyses, and prepare in-depth credit reports. The role involves cross-functional collaboration to support treasury management products and loan packages, with