Commercial Banking Credit Analyst - Development Program

Western Alliance Bank; Phoenix (AZ); On-site; USD 55,000 - 75,000; Full time

Benefits offered by this job

Competitive salaries

Ownership stake

Medical & dental insurance

Time off

401k matching

Tuition assistance

Employee volunteer program

Wellness program

Job summary

Western Alliance Bank in Phoenix is seeking a Credit Analyst for its 2027 Commercial Banking Development Program within Specialized Mortgage Services. You will analyze financials, manage spreads, and prepare credit reports for Loan Officers and executives, supporting cross-functional teams across SMS and CMS.

The role emphasizes building credit expertise, collaborating on treasury and mortgage-related products, and contributing to compliance and reporting workflows, with opportunities to grow

Qualifications

• Completion of an Accounting course.
• Bachelor's degree or equivalent experience required.
• GPA of 3.0 or higher is required.
• Strong analytical, conceptual, communication, leadership, and organizational skills.
• An interest in working in Commercial Banking.
• Ability to self-motivate and work productively without supervision.
• Entry level speaking and writing communications skills.

Responsibilities

• Spread, manage and maintain financial background information on present and prospective customers.
• Develop credit studies for Loan Officers, Chief Credit Officer and Executive Management.
• Prepare a variety of credit department reports.
• Collaborate cross-functionally with Bank groups to execute treasury products and loan packages.
• Monitor loan disbursements and ensure compliance with Bank regulations.

Skills

Analytical skills

Communication skills

Leadership

Organizational skills

Interest in Commercial Banking

Self-motivation

Entry level communication

Education

Bachelor's degree or equivalent experience

GPA 3.0+

Accounting course

Job description

Western Alliance Bank in Phoenix is seeking a Credit Analyst for its 2027 Commercial Banking Development Program within Specialized Mortgage Services. You will analyze financials, manage spreads, and prepare credit reports for Loan Officers and executives, supporting cross-functional teams across SMS and CMS.

The role emphasizes building credit expertise, collaborating on treasury and mortgage-related products, and contributing to compliance and reporting workflows, with opportunities to grow