Commercial Banking Credit Analyst - Development Program

Western Alliance Bancorporation; Phoenix (AZ); On-site; USD 65,000 - 90,000; Full time

Benefits offered by this job

Competitive salaries

Medical and dental insurance

Tuition assistance program

401k matching program

Employee volunteer program

Wellness program

Job summary

Western Alliance Bancorporation seeks a 2027 Commercial Banking Development Program - Credit Analyst in Phoenix, AZ (CityScape) to support credit analysis for resort finance and related banking operations. You will spread and analyze financials, prepare credit studies, and assist loan officers, risk managers, and executives in structuring and evaluating credit facilities.

The role emphasizes financial statement analysis, accurate record-keeping, and collaboration across treasury, legal, and

Qualifications

• Completion of an Accounting course.
• Bachelor's degree or equivalent experience required.
• GPA of 3.0 or higher is required.
• Strong analytical, conceptual, communication, leadership, and organizational skills.
• An interest in working in Commercial Banking.
• Ability to self-motivate and work productively without supervision.
• Entry level speaking and writing communications skills.

Responsibilities

• Spread, manage and maintain financial background information on present and prospective customers, and develop credit studies for Loan Officers, Chief Credit Officer and other Executive Management.
• Manage spread assignments, conduct financial analyses, and maintain related records and files; prepare a variety of credit department reports.
• Support Credit Administration by analyzing credit and collateral information to determine lending risk; collect, organize, analyze company financials and respond to compliance inquiries.
• Review client financials and perform sensitivity analyses to evaluate credit risk; prepare in-depth reports with action plans derived from qualitative and quantitative research.
• Collaborate with Bank groups to execute treasury management products, FX instruments, derivatives, and legal documents; produce loan packages for new and restructured loans.
• Facilitate reporting with third parties (auditors, appraisers, etc.) and monitor disbursements to ensure regulatory compliance.

Skills

Analytical skills

Communication skills

Leadership

Organizational skills

Self-motivation

Written communication

Education

Bachelor's degree or equivalent experience

Accounting course completion

Job description

Western Alliance Bancorporation seeks a 2027 Commercial Banking Development Program - Credit Analyst in Phoenix, AZ (CityScape) to support credit analysis for resort finance and related banking operations. You will spread and analyze financials, prepare credit studies, and assist loan officers, risk managers, and executives in structuring and evaluating credit facilities.

The role emphasizes financial statement analysis, accurate record-keeping, and collaboration across treasury, legal, and