Mortgage Analyst

Reliance First Capital, LLC; Pittsburgh (Allegheny County); On-site; USD 60,000 - 90,000; Full time

Job summary

Reliance First Capital, LLC is seeking a licensed Mortgage Loan Originator to originate residential mortgage loans across licensed states from intake to closing.

You will assess client credit, income, and collateral, help clients with the application, negotiate terms, and structure loans to meet goals while building long-term relationships and delivering exceptional service.

Qualifications

• Bachelor’s degree or 2–3 years related experience.
• Knowledge of conventional and government guidelines.
• Familiar with FHA and HUD guidelines (preferred).
• Analytical and mathematical skills.

Responsibilities

• Originate residential mortgage loans in licensed states.
• Evaluate stated credit, income and collateral to identify loan products.
• Take application and guide clients through the application process from start to finish.
• Negotiate terms and structure loan financing to meet goals.
• Develop and maintain strong client relations for long-term opportunities.
• Support client service culture with ongoing contact and product knowledge.

Skills

Client relationships

Analytical skills

Microsoft Office

Encompass knowledge

Education

Bachelor’s degree in Finance/Business/Economics

Tools

Encompass

Job description

Originate residential mortgage loans as a licensed Mortgage Loan Originator in all states in which licensed.

Essential Job Functions

• Ability to obtain licenses to originate mortgage loans in states where licensed
• Work with clients, including evaluating stated credit, income and collateral, to identify the appropriate loan product to meet their specific needs
• Take application and assist clients through the application process from start to finish
• Negotiate terms, structure loan financing based on client’s desired goals and qualifications
• Develop strong client relations to create long term business opportunities
• Support the company’s strong relationship culture through on-going client contact, quality customer service, and superior product knowledge

Requirements

• Bachelor’s degree (B.A.) Finance, Business, or Economics or two to three years of related experience and/or training; or equivalent combination of education and experience
• Knowledge of conventional and/or government guidelines
• Familiar with FHA and HUD guidelines (preferred but not required)
• Ability to “Close the Deal”
• Analytical and mathematical skills
• Proficient with Microsoft Office Products (Word, Excel, Outlook)
• Knowledge of Encompass a plus but not required

NOTE: This job description is not intended to be all-inclusive. Employee may perform other duties as directed by management to meet the ongoing needs of the organization.