Money Movement API Product Owner — Payments Innovation

M&T Bank; South Dakota; On-site; USD 124,000 - 206,000; Full time

Job summary

M&T Bank in Buffalo, NY seeks a Product Owner II to lead the technology management and strategic evolution of money movement APIs within its payments ecosystem. You will own the product vision, backlog, and roadmap, partnering with business and technology teams to deliver innovative, secure payment capabilities.

The role requires hands-on product management, agile delivery, and a deep understanding of payment rails (Wire, ACH, Instant Payments, Zelle).

Qualifications

• Bachelor’s degree and at least 6 years in business/analytical/technical/product roles.
• OR 10+ years combined education/work experience with 6+ years in relevant fields.
• Strong knowledge of design thinking, Agile/Lean principles and product design.

Responsibilities

• Own end-to-end product vision, strategy, roadmap, adoption, and performance for money movement APIs.
• Prioritize backlogs and ensure API lifecycle management, developer experience, service reliability, and risk controls.
• Write user stories with acceptance criteria for ATDD.
• Collaborate with delivery teams and stakeholders to align customer journeys and backlogs.
• Influence across the organization and navigate regulatory considerations.

Skills

Product management

Agile delivery

Payments operations

Payments domain

Stakeholder management

Education

Bachelor’s degree

Tools

ATDD

Job description

M&T Bank in Buffalo, NY seeks a Product Owner II to lead the technology management and strategic evolution of money movement APIs within its payments ecosystem. You will own the product vision, backlog, and roadmap, partnering with business and technology teams to deliver innovative, secure payment capabilities.

The role requires hands-on product management, agile delivery, and a deep understanding of payment rails (Wire, ACH, Instant Payments, Zelle).