Middle Market Master Field Underwriter (FL/GA Territory)

Ohio Farmers Insurance Company; Westfield Center (OH); Remote; USD 70,000 - 110,000; Full time

Job summary

Join a forward-thinking company as a Commercial Lines Master Field Underwriter, where you will leverage your advanced technical underwriting skills to manage and service a profitable renewal book of business. This role involves strategic territory planning, performance analysis, and building strong relationships with agencies to meet profit and revenue goals. You will also lead the analysis of new business opportunities, mentor less experienced underwriters, and participate in quality assurance initiatives. If you are passionate about driving results and fostering collaboration, this is the perfect opportunity for you.

Qualifications

• 8+ years of P&C Commercial Underwriting experience required.
• Strong relationship management skills with agencies.

Responsibilities

• Manage a profitable renewal book of Commercial Lines business.
• Lead analysis of new business opportunities and mentor junior underwriters.

Skills

P&C Commercial Underwriting

Agency Management

Territory Planning

Performance Analysis

Customer Focus

Education

Bachelor's degree in Business or related field

Job description

#LI-DNI

The Commercial Lines Master Field Underwriter represents the company within a defined territory of agencies, managing and servicing a profitable renewal book of Commercial Lines business using advanced technical underwriting skills. The role involves territory planning, performance analysis, and agency management to maximize production, profit, and retention. Additionally, the role leads the analysis of new business opportunities from exposure, pricing, service, and sales perspectives, facilitates collaboration meetings, and mentors less experienced field underwriters and agency partners.

• Underwrites and manages a commercial lines book of business for the assigned territory, building strong relationships with agencies to meet profit and revenue goals.
• Acts as the primary contact for designated agencies, leading business planning and account management.
• Develops an account inventory of new business well before expiration dates to achieve financial objectives.
• Coordinates monthly renewal strategy discussions with underwriting and service teams for individual accounts.
• Reviews potential new accounts regularly, assessing opportunities and establishing underwriting relationships with policyholders.
• Pre-qualifies customers and leads the account team in analyzing new business prospects, collaborating on complex accounts as per company guidelines.
• Evaluates exposures, determines pricing, and makes acceptance or rejection decisions based on underwriting standards.
• Documents underwriting decisions and maintains supporting data in line with audit standards.
• Completes the Account Summary and shares post-mortem analyses on unsuccessful accounts to enhance sales skills and competitive intelligence.
• Reviews and approves or declines referrals from junior underwriters, participates in rate reviews, and manages account stewardship through regular communication with policyholders.
• Maintains effective communication on underwriting procedures, growth and profit goals, industry trends, and agency relations.
• Participates in quality assurance audits and initiatives to improve department results, including coverage, pricing, and competitiveness.
• Travel as needed, including short notice and daily driving duties, utilizing the assigned fleet vehicle to cover the territory.

• Minimum of 8+ years of P&C Commercial Underwriting experience.
• Bachelor's degree in Business or a related field, or equivalent work experience.
• Valid driver's license with a record meeting company standards.

Location

Remote - Jacksonville, Orlando, Tampa, or Atlanta.

Behavioral Competencies

• Collaborates
• Communicates Effectively
• Customer Focus
• Decision Quality
• Nimble Learning

Founded in 1848, Westfield is a global leader in property and casualty insurance, offering superior risk insights and innovative solutions through a diverse portfolio of insurance products. Westfield underwrites commercial, personal, surety, and specialty lines of coverage via a network of independent agents and brokers in the U.S. and Lloyd's of London Syndicate 1200. As a mutual company with over 3,000 employees, revenues exceeding $4 billion, and assets over $10 billion, Westfield remains committed to excellence.