Middle Market Master Field Underwriter (FL/GA Territory)

Ohio Farmers Insurance Company; Atlanta (GA); Remote; USD 60,000 - 100,000; Full time

Job summary

An established industry player is seeking a skilled Commercial Lines Master Field Underwriter to manage and service a profitable renewal book of business. This role requires high-level technical underwriting skills and involves territory planning, performance analysis, and agency management to maximize production and retention. The ideal candidate will have over 8 years of P&C Commercial Underwriting experience and a Bachelor's degree in Business or a related field. Join a dynamic team where your expertise will drive collaboration and mentorship, ensuring success in a competitive market.

Qualifications

• 8+ years of experience in P&C Commercial Underwriting.
• Strong analytical skills for performance analysis and territory planning.

Responsibilities

• Underwrites and manages a commercial lines book of business.
• Acts as the primary contact for designated agencies.
• Evaluates exposure to loss and determines pricing.

Skills

P&C Commercial Underwriting

Agency Management

Performance Analysis

Territory Planning

Communication

Education

Bachelor's degree in Business

Equivalent work experience

Job description

#LI-DNI

The Commercial Lines Master Field Underwriter represents the company among a defined territory of agencies, managing and servicing a profitable renewal book of Commercial Lines business with high-level technical underwriting skills. The role involves territory planning, performance analysis, and agency management to maximize production, profit, and retention. It also leads analysis of new business opportunities from exposure, pricing, service, and sales perspectives, drives collaboration meetings, and mentors less experienced field underwriters and agencies.

1. Underwrites and manages a commercial lines book of business within the assigned territory, building strong relationships with agencies to meet profit and revenue goals.
2. Acts as the primary contact for designated agencies, leading business planning and account management.
3. Develops an account inventory of new business well before expiration dates to meet financial objectives.
4. Coordinates monthly renewal strategy discussions with underwriting and service teams.
5. Reviews pipeline accounts regularly, assesses opportunities, and establishes underwriting relationships with policyholders.
6. Underwrites and collaborates on new and renewal accounts, pre-qualifies customers, and analyzes new business opportunities.
7. Coordinates meetings for large or complex accounts as per company guidelines.
8. Evaluates exposure to loss, determines pricing, and makes accept/reject decisions based on underwriting guidelines.
9. Documents underwriting decisions and maintains supporting data in line with audit standards.
10. Completes the Account Summary, records account details, and shares post-mortem analyses to improve sales and intelligence.
11. Reviews and approves underwriting referrals from junior underwriters or managers, participates in rate reviews, and ensures account commitments are fulfilled.
12. Maintains effective communication on underwriting procedures, growth and profit goals, industry trends, and agency relations.
13. Participates in quality assurance audits and underwriting projects, recommending improvements in coverage, pricing, or competitiveness.
14. Travels as needed, including short-notice trips, utilizing the assigned fleet vehicle to cover the territory.

• 8+ years of P&C Commercial Underwriting experience.
• Bachelor's degree in Business or related field, or equivalent work experience.
• Valid driver's license with a compliant driving record.

Location

Remote - Jacksonville, Orlando, Tampa, or Atlanta.

Behavioral Competencies

• Collaborates
• Communicates Effectively
• Customer Focus
• Decision Quality
• Nimble Learning

Founded in 1848, Westfield is a global leader in property and casualty insurance, offering superior risk insights and innovative solutions through a diverse portfolio. We underwrite commercial, personal, surety, and specialty lines via independent agents and brokers in the U.S., and through Lloyd's of London Syndicate 1200. As a mutual company with over 3,000 employees, revenues exceeding $4 billion, and assets over $10 billion, Westfield is committed to excellence.