Mid/Senior Underwriter - Small Business Lending

Biz2Credit; New York (NY); On-site; USD 90,000 - 110,000; Full time

Benefits offered by this job

Competitive salary

Medical, dental, and vision insurance

401K match

Stock options

Commuter benefits

Catered lunch and team events

Job summary

Biz2Credit is seeking an experienced Underwriter to play a vital role in evaluating loan applications and supporting the underwriting process. The role is based at our NYC and Miami offices, with responsibilities spanning comprehensive financial analysis and risk assessment to enable informed lending decisions.

The ideal candidate will have 3+ years of underwriting experience, strong analytical abilities, and a solid understanding of financial statements, tax returns, and credit reports.

Qualifications

• Bachelor's degree preferred but not mandatory in finance, accounting, or a related field.
• 3 or more years of underwriting experience.
• Strong analytical skills with the ability to interpret complex financial data.
• Familiarity with financial statements, tax returns, and credit reports.
• Knowledge of underwriting principles, lending regulations, and risk assessment methodologies.

Responsibilities

• Review loan applications and supporting documentation to determine eligibility and creditworthiness.
• Analyze financial statements, credit reports, tax returns, and other data to assess risk and inform lending decisions.
• Conduct comprehensive due diligence and verify accuracy of information provided by applicants.
• Responsible for full cycle underwriting of assigned small business financing.
• Collaborate with the Underwriting team to identify red flags and mitigate risk.
• Stay updated with industry trends, regulations, and underwriting guidelines to ensure compliance.
• Communicate with Relationship Managers to gather information and clarify requirements.
• Maintain accurate documentation of underwriting decisions and findings.

Skills

Analytical skills

Communication skills

Attention to detail

MS Office

Education

Bachelor's degree in finance or accounting

Tools

MS Office Suite

Job description

Biz2Credit is seeking an experienced Underwriter to play a vital role in evaluating loan applications and supporting the underwriting process. The role is based at our NYC and Miami offices, with responsibilities spanning comprehensive financial analysis and risk assessment to enable informed lending decisions.

The ideal candidate will have 3+ years of underwriting experience, strong analytical abilities, and a solid understanding of financial statements, tax returns, and credit reports.