MF Risk - Risk Analysis - Lead Associate

Fannie Mae; Washington; Hybrid; USD 123,000 - 161,000; Full time

Benefits offered by this job

Hybrid work arrangement

Job summary

Fannie Mae is seeking a Risk Analysis Lead Associate to join the Multifamily Lender Risk Management team in Washington. You will design and test controls, monitor lender financial strength, and coordinate risk mitigation with internal and external stakeholders.

The role supports lending approvals and lender changes of control, delivering analyses and reports for risk monitoring. You will lead risk mitigation discussions, coordinate across functions, and apply governance reviews and financial

Qualifications

• 4 years of relevant experience in risk management or related field.
• Experience evaluating compliance and designing controls for lenders.
• Ability to analyze financial statements and identify trends.
• Strong written and verbal communication for senior audiences.

Responsibilities

• Guide team in monitoring and identifying financial risks.
• Lead coordination of risk activities across groups.
• Analyze risks and discuss mitigation strategies with stakeholders.
• Lead and support governance and financial analyses for lender onboarding/M&A.
• Ensure timely delivery and escalation to avoid delays.

Skills

Financial analysis

Risk management

Communication skills

Project management

Microsoft Excel

Cross-functional collaboration

Education

Bachelor’s degree in Finance/Economics/related

Tools

Excel

PowerPoint

Teams

Job description

Playing an essential role in the U.S. economy, Fannie Mae is foundational to housing finance. Here, your expertise can help fuel purpose-driven innovation that expands access to homeownership and affordable rental housing across the country. Join Fannie Mae to grow your career and help people find a place to call home.

Job Description

As a valued colleague on our Multifamily Lender Risk Management team, you will contribute with the team to design, test, and implement analyses and controls to monitor the financial strength of Multifamily Lenders, coordinate risk mitigation activities, confirm their compliance with Fannie Mae financial requirements, and collaborate with the team in communicating and collaborating with internal and external key stakeholders. You will also support the orchestration, governance review, and financial analysis required for approving new lenders and evaluating lenders undergoing a change of control (e.g., mergers and acquisitions).

THE IMPACT YOU WILL MAKE

The MF Risk - Risk Analysis - Lead Associate role will offer you the flexibility to make each day your own, while working alongside people who care so that you can deliver on the following responsibilities:

• Guide team in monitoring and identifying financial risks to a group or the organization.
• Lead and coordinate team activities regarding financial risks across groups.
• Analyze risks and lead discussions to brainstorm solutions. Support team in preparing analyses and reports used for risk monitoring and propose risk mitigation activities, when applicable.
• Lead teams and business groups on risk mitigation strategies.
• Implement plans or decisions to avoid risks or mitigate their impact.
• Lead and support orchestration, governance review processes, and financial analysis associated with approving new lenders and assessing lenders experiencing a change of control (e.g., M&A), including coordinating across stakeholders and ensuring adherence to internal requirements.
• Leads and/or applies expertise to a project / program; span of influence is typically confined to their own team or in limited subject matter
• Anticipates issues that may arise and generally knows how to solve them; regularly able to understand bigger picture

THE EXPERIENCE YOU BRING TO THE TEAM

Minimum Required Experience

• 4 years of relevant experience
• Prior risk management experience to include evaluating and designing controls, conducting impact assessments, identifying control gaps, remediating risks, etc.
• Prior experience evaluating compliance and recommending changes to improve lender processes.
• Experience identifying measures, or indicators of system or financial performance, and the actions needed to improve or correct performance to achieve desired outcomes
• Strong financial analysis experience; is skilled at reviewing and analyzing financial statements.
• Ability to gather and analyze pertinent, relevant information and identify trends or relationships to inform conclusions about the data.
• Excellent written and verbal communication skills. Comfortable and adept at presenting to a broad range of senior people both within their team and outside their team
• Self-starter with strong detail orientation and organizational skills.
• Ability to work with people with different functional expertise respectfully and cooperatively towards a common goal.
• Experience supporting governance, approval processes, or due diligence reviews related to lender onboarding or corporate transactions (e.g., mergers and acquisitions).
• Strong project management skills, including the ability to coordinate across multiple sources of information, facilitate discussions with internal subject matter experts and external parties, manage timelines and deadlines effectively, and proactively escalation issues to avoid delays in deliverables.
• Strong collaboration skills.
• Skilled in Microsoft Applications, such as Excel, PowerPoint, Teams, etc.
• Shows curiosity and adaptability in learning and responsibly applying new technologies, including artificial intelligence, to reimagine how we work.

Desired Experience

• Bachelor’s degree or equivalent in Finance, Economics, Financial Engineering, or related field
• Prior experience determining causes of operating errors and taking corrective action.
• Experience gathering accurate information to explain concepts and answer critical questions.
• Skilled in presenting information and/or ideas to an audience in a way that is engaging and easy to understand
• Demonstrated ability or strong interest in incorporating artificial intelligence (AI) tools and capabilities into daily workflows to enhance financial analysis, streamline processes, and support data-driven decision-making.

#LI - TW1 - Hybrid

Qualifications

Education:

Bachelor’s Level Degree (Required)

The future is what you make it to be. Discover compelling opportunities at Fanniemae.com/careers.

For most roles, employees are expected to work onsite on a regular basis at their designated office location. In-office work cadence is determined by your manager. Proximity within a reasonable commute to your designated office location is preferred unless the job is noted as open to remote.

Fannie Mae is an equal opportunity employer and considers qualified applicants for employment without regard to race, color, religion, sex, national origin, disability, age, sexual orientation, gender identity/gender expression, marital or parental status, or any other protected factor. Fannie Mae is committed to providing reasonable accommodations to qualified individuals with disabilities who are employees or applicants for employment, unless to do so would cause undue hardship to the company. If you need assistance using our online system and/or you need a reasonable accommodation related to the hiring/application process, please complete this form.

The hiring range for this role is set forth below. Final salaries will generally vary within that range based on factors that include but are not limited to, skill set, depth of experience, certifications, and other relevant qualifications. This position is eligible to participate in a Fannie Mae incentive program (subject to the terms of the program). As part of our comprehensive benefits package, Fannie Mae offers a broad range of Health, Life, Voluntary Lifestyle, and other benefits and perks that enhance an employee’s physical, mental, emotional, and financial well-being. See more here.

Requisition compensation:

123000

to

161000