Merchant Cash Advance (MCA) Processor

High Rise Capital; New York (NY); On-site; USD 52,000 - 76,000; Full time

Benefits offered by this job

Health, dental, and vision insurance

401(k) retirement plan

Paid time off and paid holidays

Training and opportunities to grow

Job summary

High Rise Capital in New York is seeking an organized Processor to review new MCA deal submissions for completeness, including bank statements and IDs, and to coordinate with ISOs, brokers, and merchants to collect missing documents.

You will organize files for underwriting, verify business and owner details, prepare contracts, and track e-signatures. The role requires attention to detail, multitasking, and adherence to compliance while hitting daily targets.

Qualifications

• 1+ year as a processor in MCA or related finance
• Familiar with MCA deal structures (factor rates, holdbacks, ACH/split funding)
• Ability to read business bank statements
• Detail-oriented with strong organizational skills
• Clear written and verbal communication
• Ability to manage multiple deals in a fast-paced environment
• Experience with MS Office/Google Workspace and e-signature tools
• Nice to have MCA CRM or LMS experience (e.g., Salesforce, Centrex, Pipeline, Fusion CRM)
• Familiarity with UCC filings and fraud-detection practices
• Experience working with ISOs/brokers

Responsibilities

• Review new deal submissions for completeness (applications, bank statements, IDs, voided checks, etc.)
• Communicate with ISOs, brokers, and merchants to collect missing documents and clarify information
• Organize files and prepare them for underwriting review
• Verify merchant and owner information, including business details, ownership, and bank account data
• Prepare, send, and track contracts and e-signatures
• Complete pre-funding checklists and coordinate with the funding team
• Update deal statuses and notes accurately in the CRM/loan management system
• Follow compliance procedures, including document verification and fraud-prevention protocols
• Meet daily and weekly processing targets while maintaining a high level of accuracy

Skills

Attention to detail

Organizational skills

Communication

Multitasking

Bank statements review

Tools

Microsoft Office/Google Workspace

e-signature tools

CRM software

Job description

Key Responsibilities

• Review new deal submissions for completeness (applications, bank statements, IDs, voided checks, etc.)
• Communicate with ISOs, brokers, and merchants to collect missing documents and clarify information
• Organize files and prepare them for underwriting review
• Verify merchant and owner information, including business details, ownership, and bank account data
• Prepare, send, and track contracts and e-signatures
• Complete pre-funding checklists and coordinate with the funding team
• Update deal statuses and notes accurately in the CRM/loan management system
• Follow compliance procedures, including document verification and fraud-prevention protocols
• Meet daily and weekly processing targets while maintaining a high level of accuracy

Requirements

• 1+ year of experience as a processor in MCA, small business lending, or alternative finance
• Working knowledge of MCA deal structures and terminology (factor rates, holdbacks, ACH/split funding, stacking, etc.)
• Ability to read and review business bank statements
• Strong attention to detail and organizational skills
• Clear, professional written and verbal communication
• Comfortable managing multiple deals at once in a fast-paced environment
• Proficiency with Microsoft Office/Google Workspace and e-signature tools
• Nice to Have Experience with an MCA CRM or LMS (e.g., Salesforce, Centrex, Pipeline, Fusion CRM)
• Familiarity with UCC filings and basic fraud-detection practices
• Experience working directly with ISOs/brokers

What We Offer

• Competitive salary [and performance bonuses]
• [Health, dental, and vision insurance]
• [401(k) / retirement plan]
• [Paid time off and paid holidays]
• Training and clear opportunities to grow into Senior Processor, Underwriting, or Funding roles
• A supportive team in a growing industry