Member Solutions Manager

Community First Credit Union | Wisconsin; Neenah (WI); Sur place; USD 90 000 - 120 000; Plein temps

Résumé du poste

Community First Credit Union | Wisconsin is seeking a Member Solutions Manager to lead the collections function, safeguard assets, and deliver fair, respectful service to members facing financial difficulty. You will coach the Member Solutions Specialists and oversee resolution of seriously delinquent accounts, from payment plans to potential legal actions.

You will work with the VP of Member Solutions and cross-functional teams to ensure regulatory compliance and effective partnerships with

Qualifications

• High school diploma or equivalent; bachelor's degree in a related field preferred.
• 5+ years of progressive experience in collections or related financial services fields.
• Previous supervisory or management experience leading teams.
• Experience with complex collections including bankruptcy, repossession, foreclosure, or litigation.
• Credit union or community banking experience preferred.
• Strong financial analysis and problem-solving skills.
• Excellent negotiation, listening, verbal and written communication.
• Ability to communicate professionally with attorneys, courts, vendors and third parties.
• Strong organizational skills and attention to detail.

Responsabilités

• Lead and develop the Member Solutions Specialist team to meet goals while maintaining member-focused service.
• Monitor collection trends and performance; prepare reports for VP of Member Solutions.
• Oversee delinquent accounts, including payment arrangements and workouts, and determine next steps.
• Serve as escalation point for complex, high-risk collection situations.
• Oversee repossession and OREO activity from authorization to disposition.
• Ensure compliance with federal and state regulations and debt collection laws.
• Partner with third-party providers, debt management programs, and legal resources.

Connaissances

Supervisory experience

Regulatory compliance

Financial analysis

Negotiation

Communication

Detail-oriented

Formation

Bachelor's degree preferred

Description du poste

As the Member Solutions Manager, you will help lead the credit union's collections function, with ultimate responsibility for protecting CFCU's assets while providing fair, respectful, and solutions-oriented service to members experiencing financial difficulty. You will provide leadership, direction, coaching, and oversight to the Member Solutions Specialists, and manage the resolution of seriously delinquent consumer and real estate accounts - from payment arrangements and workouts to legal action, repossession, foreclosure, and bankruptcy.

This role blends people leadership with deep collections expertise, working closely with the VP of Member Solutions, teams across the credit union, and third-party providers and vendors to maintain compliance with federal and state regulations and protect both members and the organization.

As the Member Solutions Manager with CFCU, you will:

• Lead and develop the team. Lead, manage, coach, and develop the Collections/Member Solutions Specialist team to achieve departmental goals while fostering a collaborative, professional, and member-focused culture.
• Monitor performance and trends. Monitor collection trends, identify emerging risks and opportunities, and prepare and communicate management reports on collection trends, risks, and results to the VP of Member Solutions.
• Manage delinquent and troubled accounts. Oversee collection activity involving seriously delinquent consumer loans, mortgages, credit cards, and other at-risk accounts, determining appropriate next steps including payment arrangements, workouts, legal action, or charge-off.
• Serve as an escalation point. Act as a resource for complex, sensitive, and high-risk collection situations, including mortgages, and escalature? (typo?)
• Oversee repossession and OREO activity. Manage all phases of repossession and OREO properties, from authorization and recovery through disposition, remarketing, and final closing.
• Ensure regulatory compliance. Maintain advanced knowledge of federal and Wisconsin collections laws and regulations, and ensure departmental practices comply with the Fair Debt Collection Practices Act, Fair Credit Reporting Act, and other applicable requirements.
• Partner across the organization. Work with debt management programs, debt settlement companies, third-party providers, and legal resources to evaluate and recommend proposed arrangements.

We are looking for a combination of:

• High school diploma or equivalent required; bachelor's degree in business, finance, accounting, paralegal studies, or a related field preferred. An equivalent combination of education and experience will always be considered.
• Five+ years of progressive experience in collections, lending, credit administration, financial services, bankruptcy, repossession, foreclosure, legal collections, or a related field preferred.
• Prior supervisory or management experience, including demonstrated responsibility for leading, coaching, and developing employees.
• Significant experience with complex collections involving bankruptcy, repossession, foreclosure, litigation, credit reporting, and/or troubled real estate accounts.
• Credit union, community banking, or other financial institution experience strongly preferred.
• Strong financial analysis and problem-solving skills with the ability to evaluate multiple alternatives and determine the strategy that best protects CFCU's assets.
• Excellent negotiation, conflict resolution, listening, verbal, and written communication skills.
• Ability to communicate professionally with members, attorneys, trustees, courts, vendors, real estate professionals, and other third parties.
• Strong organizational skills and exceptional attention to detail.