Member Service Representative

NYM FEDERAL CREDIT UNION; New York (NY); On-site; USD 40,000 - 55,000; Full time

Job summary

NYM Federal Credit Union is seeking a friendly Member Service Representative to deliver exceptional member service and assist with accounts, loans, and teller transactions. You will assess member needs, explain products, and support the branch team to achieve service and sales goals.

Ideal candidates have retail banking exposure, a high school diploma, and the ability to multi-task with strong time management. Overtime availability is expected in this role.

Qualifications

• Customer-focused service experience preferred.
• Strong communication and interpersonal skills.
• Ability to assess member needs and provide solutions.

Responsibilities

• Provide excellent member service for all transactions.
• Process opening and onboarding of new members.
• Perform account maintenance and servicing on existing accounts.
• Handle loan applications and documentation per underwriting requirements.
• Cross-sell NYM FCU products where appropriate.
• Maintain knowledge of NYM FCU products and policies.
• Assist with branch opening/closing and compliance training.

Skills

Member service

Communication

Sales skills

Time management

Problem solving

Education

High school diploma or equivalent

Job description

Job Description

At NYM Federal Credit Union, we believe that an incredible culture helps create a happy and motivated team that works hard to achieve the best results for themselves and their members. NYM FCU has provided affordable financial products and convenient services to a membership base since 1967. With each new generation we have the pleasure of interacting with, we maintain the credit union promise of people helping people.

Overview

The Member Service Representative is responsible to provide excellent service to members by exploring member needs and explaining products and services with the ability to serve a member with any request, including new accounts needs, maintenance on accounts, loan applications and/or teller transactions. Through needs based assessment provide and offer additional products and services while creating a member experience. Operate within a branch environment to perform a range of duties. Support members with anything from simple servicing requests to more complex requests that require critical thinking and decision-making skills with a high degree of accuracy and in accordance within NYM FCU policies and procedures. The Member Service Representative will work collaboratively with your branch management team and teammates to deliver outstanding outcomes for every member’s interaction. The Member Service Representative must have an understanding of NYM FCU products and services and can respond to a range of member issues or inquiries in a friendly, courteous, and cooperative manner. The Member Service Representative is expected to work well with others and maintain courteous and professional communications with teammates, members and be open to coaching and guidance.

Responsibilities

Ensure excellent member service; every member, every transaction, every time.

• Conduct member interviews to uncover the needs of members to better help improve their overall financial situation.
• Process the opening and overall onboarding of new members.
• Perform account maintenance, changes, servicing, etc. on existing accounts.
• Ensure proper documentation and signatures are obtained for all member interactions to stay in compliance with rules and regulations as well as NYM FCU policy and procedures.
• Process loan applications, collecting all necessary documentation and adhering to underwriting requirements to prepare for loan booking.
• Ensure fully complete loan applications for those loans that will be underwritten by centralized underwriting; ensure all data is properly documented the first time for the most efficient experience.
• Cross-sell additional products and services to best-fit member need(s).
• Effectively manage new account and loan pipeline with proper follow-up for members in order to close effectively and efficiently.
• Meet / exceed sales goals for all key metrics of branch growth including but not exclusively new members, new checking accounts, and new loan bookings.
• Demonstrate professionalism and empathy during member interactions.
• Assist branch team members in driving referrals for new accounts and loans.
• May perform outbound calls including service lists, lead lists, referral follow-up, etc. in order to meet / exceed sales and service goals.
• May be assigned online loan applications to complete; follow up with the members and ensure an effective and efficient closing.
• Maintain comprehensive knowledge of NYM FCU products and services.
• Maintain comprehensive knowledge of credit union policies and procedures as well as applicable rules and regulations and how they apply to NYM FCUs environment.
• Back up teller line as needed.
• Participate in the opening and closing of the branch
• Adhere to all regulatory compliance training inclusive of BSA/AML/OFAC and overall BSA/AML/OFAC compliance
• Maintain the highest level of confidentiality and discretion of member's and their financial information
• Perform other duties as required
• Perform other duties as requested and special projects as assigned.
• Member service skills
• Research and problem-solving skills
• Ability to multi-task; good time management skills

Requirements

• Retail banking experience is a plus
• High school diploma or the equivalent required.
• Previous branch experience preferred, including sales and service
• Availability to work overti