Executive Director, Complex Lending Transactions

Santander Consumer USA Inc.; New York (NY); On-site; USD 200,000 - 260,000; Full time

Job summary

Santander Consumer USA Inc. is seeking a Senior Transaction Manager for SCIB Lending to lead complex Leveraged Finance and Structured Finance transactions from pre‑approval to close, coordinating with Advisory, Legal, and Front Office to ensure accurate documentation and funded closings.

You will build out and train the US Transaction Management team, define closing standards, monitor risk, and provide escalation for high‑priority deals while collaborating across Credit, Compliance, Agency, and

Qualifications

• Bachelor degree or equivalent work experience.
• Deep knowledge of Leveraged Finance and Structured Finance lending transactions.
• Syndicated loan processes, credit approvals, loan documentation, KYC/AML, collateral and covenants.
• Experience with funding, booking, settlement and servicing handoffs.

Responsibilities

• Lead execution coordination for complex Leveraged Finance, Structured Finance, syndicated, bilateral, club, participant, left lead and amendment transactions from pre‑approval through close.
• Coordinate closing checklists, conditions precedent, documentation status, approval evidence, funds flow, allocations, operational setup, and stakeholder readiness.
• Ensure material changes to approved terms are identified, escalated and re‑approved where required before signing, closing, booking or funding.
• Partner with Advisory, Legal and Front Office during documentation negotiation to identify operational, control, booking, agency, collateral, covenant and funding implications.
• Coordinate transaction amendments, waivers, extensions, repricings, incremental facilities, assignments, paydowns and other lifecycle events requiring cross‑functional execution.

Skills

Transaction execution

Stakeholder management

Amendments & lifecycle events

Loan IQ experience

Education

Bachelor degree or equivalent work experience

Tools

Loan IQ or similar loan booking/servicing platforms

Job description

Santander Consumer USA Inc. is seeking a Senior Transaction Manager for SCIB Lending to lead complex Leveraged Finance and Structured Finance transactions from pre‑approval to close, coordinating with Advisory, Legal, and Front Office to ensure accurate documentation and funded closings.

You will build out and train the US Transaction Management team, define closing standards, monitor risk, and provide escalation for high‑priority deals while collaborating across Credit, Compliance, Agency, and