Market & Credit Risk Analyst Lead

South Jersey Industries; New York (NY); Hybrid; USD 98,000 - 157,000; Full time

Benefits offered by this job

Total Rewards Benefits

401(k) with company match

Job summary

South Jersey Industries seeks a Credit & Market Risk Analyst to evaluate counterparty creditworthiness, monitor exposure concentrations, and support market risk analytics, including stress testing and scenario analysis. This remote role emphasizes data-driven risk insights and governance alignment across the enterprise.

The position may require periodic in-person attendance for meetings or trainings. You will influence risk strategies, develop tools, and collaborate with cross-functional teams

Qualifications

• Expert-level understanding of credit and market risk methodologies.
• Experience designing and implementing risk models and analytics.
• Strong leadership, stakeholder influence, and decision-support capabilities.
• Ability to operate autonomously and shape risk strategy and governance.

Responsibilities

• Serve as subject matter expert for credit risk across portfolios.
• Oversee evaluation of credit exposures and concentration risk.
• Define and refine credit risk frameworks and governance standards.
• Lead market risk analytics including stress testing and scenario design.
• Develop risk tools, models, and analytics to improve measurement.
• Enhance data, reporting, and automation across risk functions.
• Influence senior leadership decision-making.

Skills

Credit risk

Risk model design

Leadership

Autonomy

Education

Bachelor's degree in Finance/Economics/Accounting

Master's degree

Professional certification (e.g., CFA)

Equivalent experience

Tools

Endur software

Job description

About Us

South Jersey Industries (SJI) is an energy holding company that delivers clean energy services to 700,000+ customers and businesses throughout 14 counties in New Jersey. As part of our core values, SJI is dedicated to being a community partner and developing innovative clean energy solutions to meet the needs of the future. To do this, we depend on our workforce of over 1,100+ talented, diverse employees who help us deliver safe, reliable, affordable clean energy for a better today and tomorrow. At SJI, we believe that our employees are our most valuable asset. Whether you’re a seasoned operations technician or an early-career legal professional, our culture, inclusive workforce, and leadership development and training programs will provide you with the tools you need to either kickstart your career or bring it to new heights.

Position Summary

The Credit & Market Risk Analyst is responsible for analyzing and managing credit and market risk exposures, with primary focus on credit risk and a secondary focus on market risk. The role evaluates counterparty creditworthiness, monitors exposure concentrations, and supports market risk analytics including sensitivity, stress testing, and scenario analysis. Additionally, the Credit & Market Risk Analyst develops insights through data analysis, enhances risk measurement tools, and contributes to risk frameworks that inform decision-making, protect financial performance, and support regulatory and governance standards. Although this position is designated as remote, the Company may require periodic in‑person attendance for meetings, trainings, collaboration sessions, customer interactions, team events, or other business‑related purposes. The frequency and location of such attendance may change from time to time based on business needs. Employees are expected to maintain the ability to reasonably travel to and attend such events as required by the Company.

Essential Duties

• Serves as subject matter expert for credit risk across complex or high‑impact portfolios.


• Oversees evaluation of credit exposures, including concentration risk and enterprise‑level implications.


• Defines and refines credit risk frameworks, methodologies, and risk appetite alignment.


• Sets and validates credit strategies, limits, and governance standards.


• Leads market risk analytics including advanced scenario design, stress frameworks, and interpretation.


• Provides strategic insight into how market and credit risk interact and impact enterprise performance.


• Directs development of risk tools, models, and analytics to improve measurement and forecasting.


• Establishes and enhances data, reporting, and automation capabilities across risk functions.


• Challenges and evolves existing assumptions, methodologies, and risk quantification approaches.


• Influences cross‑functional stakeholders and support senior leadership decision‑making.


• Provides technical oversight and guidance to analysts across levels.


• Performs other duties as assigned.

Required Skills

• Expert‑level understanding of credit and market risk methodologies and frameworks.


• Demonstrated ability to design and implement risk models and analytics.


• Strong leadership, stakeholder influence, and decision‑support capabilities.


• Ability to operate with high autonomy and shape risk strategy and governance.

Preferred Skills

• Experience utilizing Endur software.

Qualifications

• Bachelor’s degree in Finance, Economics, Accounting, or related field; advanced degree or professional certification strongly preferred with 8 or more years of progressive experience in credit risk and/or market risk.


• Master’s degree and 6 years of relevant experience.


• Equivalent experience may be considered in lieu of degree.

Explore the Possibilities

South Jersey Industries employs a diverse range of talent – from construction contractors to environmental specialists. Regardless of the position, mentoring and networking, hands‑on experience, gaining industry knowledge and the opportunity to make a meaningful impact on our business and in our communities are all exciting ways that we welcome the employees at SJI. And as a company committed to creating an engaging culture built on inclusion and diversity, you’re sure to find an opportunity that makes you feel included, empowered, and ready to “bring your whole self to work” every day.

Benefits Package Overview

SJI offers a competitive and comprehensive benefits package to eligible employees. The SJI “Total Rewards” Benefits Package include:

• Flexible vacation, Paid Time Off, and Sick Leave package


• Comprehensive Health, Dental, and Vision Insurance


• Short‑term and Long‑term Disability Insurance


• 401(k), with generous company match


• Employee Resource Groups to encourage employee engagement, nurture professional development, and foster an inclusive environment.

Equal Opportunity/Affirmative Action Employer

At this time, SJI is only considering applicants authorized to work in the United States currently and in the future without the need for visa sponsorship.

Compensation Range

$97,875 - 156,600

We are committed to pay transparency and ensuring equitability compensation for all employees. The pay range for this position reflects the base salary only and does not include benefits, bonuses, or other forms of compensation that might be part of the total compensation package. The specific salary offered will be based on a candidate’s qualifications, education, and experience. SJI, an energy infrastructure holding company based in Folsom, NJ, delivers energy services to customers through two primary subsidiaries: SJI Utilities (SJIU) and SJI Energy Enterprises (SJIEE). SJIU houses the company’s regulated natural gas utility operations, delivering safe, reliable and affordable natural gas to more than 700,000 residential, commercial and industrial customers across New Jersey via its South Jersey Gas and Elizabethtown Gas subsidiaries. SJIEE houses the company’s non‑utility operations primarily focused on clean energy development and decarbonization via renewable energy production and energy management activities. Visit sjindustries.com for more information about SJI and its subsidiaries.