Market Analyst, Sr - Personal Lines - Independent Agent

Farmers Insurance; United States; Hybrid; USD 76,000 - 140,000; Full time

Benefits offered by this job

Bonus opportunity

401(k)

Medical

Dental

Vision

HSA/FSA

Life Insurance

Paid Time Off

Parental Leave

Tuition Assistance

Job summary

Farmers Insurance in the United States is seeking a data-focused analyst to collect, analyze, report, and interpret data to inform business strategies and tactics.

The role requires strong analytical ability, proficiency in Excel, and experience with Python, R, and SQL. You will work in a hybrid environment with several in-office and remote days, collaborating with cross-functional teams to drive profitability and growth.

Qualifications

• Minimum 4 years of experience in US property & casualty (P&C) in a state product management, pricing or actuarial role; or related experience preferred.
• Strong analytical and technical aptitude; Excel proficiency.
• Experience with Python, R, and SQL preferred.
• Excellent written and verbal communication.
• Ability to think strategically and apply business acumen.

Responsibilities

• Uses pricing and ratemaking expertise to support profitability and rate-setting decisions.
• Analyzes competitor products, market dynamics, customer segments, and regulatory conditions.
• Builds and interprets production, profit, and underwriting data to identify risks and opportunities.
• Leads analysis of complex business issues and recommends actions to drive profit and growth.
• Presents recommendations to leaders and mentors junior analysts.
• Performs other duties as assigned.

Skills

Analytical skills

Technical aptitude

Excel

Python

R

SQL

Communication skills

Strategic thinking

Continuous learning

Education

High school diploma

Bachelor's degree preferred

Tools

Python

R

SQL

Excel

Job description

We are Farmers – where ambition meets opportunity.

At Farmers, we’re not just known for unforgettable jingle – we’re a team with a passion for purpose and making a real difference in people’s lives. We deliver peace of mind when it matters most. Our results-driven, high-performance culture thrives on creativity, accountability and bold solutions. Here, growth isn’t just a goal – it’s a way of life for both the organization and every individual on our team. We tackle challenges head‑on, learn from every experience and measure our impact on the customers who trust us.

Join an award‑winning, equal opportunity employer, where you’ll find more than a job – you’ll find a supportive community. Enjoy competitive benefits, take part in meaningful volunteer projects, and help shape the future alongside talented colleagues across all backgrounds. At Farmers, helping others is at the heart of what we do.

Workplace: Hybrid ( ), Remote ( )

Farmers believes in a culture of collaboration, creativity, and innovation, which thrives when we have the ability to work flexibly in a virtual setting as well as the opportunity to be together in person. Our hybrid work environment combines the best of both worlds with at least three (3) days in office and up to two (2) days virtual for employees who live within fifty (50) miles of a Farmers corporate office. Applicants beyond fifty (50) miles may still be considered.

Job Summary

Collect, analyze, report, and interpret data for use in the development of business strategies and tactics and in subsequent appraisal of results.

Essential Job Functions

• Applies advanced pricing and ratemaking expertise to complex business issues and develops recommendations supporting profitability and rate‑setting decisions using advanced knowledge of product rating, underwriting, tools, reports, and dashboards.
• Independently analyzes competitor products, market dynamics, customer segments, and regulatory conditions to inform business strategy and growth initiatives.
• Builds, analyzes, and interprets production, profit, competitor, segmentation, and underwriting data to identify risks and opportunities.
• Leads analysis of complex and unstructured business issues and develops recommendations supporting profit and growth objectives.
• Present recommendations to leaders and provides guidance and mentorship to less experienced analysts.
• Performs other duties as assigned.

Education Requirements

• High School Diploma or equivalent is required.
• Bachelors degree is preferred but not required.

Experience Requirements

• Minimum 4 years of experience in US property & casualty (P&C) in a state product management, pricing or actuarial role; or related experience preferred.

Additional Qualification

• Demonstrated analytical skills.
• Possesses strong technical aptitude.
• Experience in Excel required.
• Proficiency in programming languages and tools, such as Python, R, and SQL preferred.
• Embraces continuous learning.
• Strong written and verbal communication skills.
• Demonstrated strategic thinking and business acumen.

Benefits

• Farmers offers a competitive salary commensurate with experience, qualifications and location.
• CA Only: $81,375 - $137,940
• CO & ME: $76,275 - $119,350
• HI/IL/MN/VT Only: $76,275 - $127,490
• MA Only: $76,275 - $127,490
• o MD & VA: $76,275 - $127,490
• DC/NJ/NY/OH Only: $76,275 - $137,940
• Albany County, NY/Cleveland, OH: $81,375 - $119,350
• WA Only: $80,168 - $144,875
• Bonus Opportunity (based on Company and Individual Performance)
• 401(k)
• Medical
• Dental
• Vision
• Health Savings and Flexible Spending Accounts
• Life Insurance
• Paid Time Off
• Paid Parental Leave
• Tuition Assistance
• For more information, review “What we offer” on https://www.farmers.com/careers/corporate/#offer

Job Location(s): R_US - United States

Anticipated application deadline:

At Farmers, the recruitment process is designed to ensure that we find the best talent to join our team. As part of this process, we typically close open positions within 8 to 21 days after posting. If you are interested in any of our open positions, we encourage you to submit your application promptly.

Farmers will consider for employment all qualified applicants, including those with criminal histories, in accordance with the Los Angeles Fair Chance Initiative for Hiring Ordinance or other applicable law. Pursuant to 18 U.S.C. Section 1033, Farmers is prohibited from employing any individual who has been convicted of any criminal felony involving dishonesty or a breach of trust without prior written consent from the state Department of Insurance.

It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.

Farmers is an Equal Opportunity Employer and does not discriminate in any employer/employee relations based on race, color, religion, gender, sexual orientation, gender expression, genetic information, national origin, age, disability, marital status, military and veteran's status, or any other basis protected by applicable discrimination laws.