Manager, Real Estate Lending Closing and Post-Closing

Westerra Credit Union; Parker (CO); Hybrid; USD 86.000 - 109.000; Vollzeit

Benefits dieser Stelle

Health plans through UMR

Dental plans through Delta Dental

Life and AD&D insurance

Zusammenfassung

Westerra Credit Union in Parker, CO is seeking a Manager, Real Estate Lending Closing and Post-Closing to lead retail and correspondent closing, funding, post-closing, and servicing onboarding. You will oversee the lifecycle from preparation for closing through funding and loan delivery, ensuring compliance and quality.

The role demands 8+ years in real estate lending operations, at least 2 years in leadership, and advanced knowledge across conventional conforming, FHA/VA,

Qualifikationen

• 8+ years of progressively responsible real estate lending operations experience, including significant experience in closing, funding, post-closing, servicing onboarding, loan delivery or correspondent purchase operations.
• At least 2 years in a leadership role.
• Advanced knowledge of conventional conforming and portfolio, FHA, VA, construction-to-permanent, renovation, HELOC and closed-end equity closing and post-closing requirements.

Aufgaben

• Leads closing, funding, post-closing, loan delivery and construction-to-permanent draw administration in line with Westerra policies.
• Directs preparation and quality review of closing documents, settlement coordination, and funding-condition clearance for first mortgage and real estate equity loans.
• Oversees correspondent loan purchase operations after credit approval, including closing and post-closing review and purchase readiness.
• Establishes service standards and maintains relationships with correspondent sellers and settlement agents.
• Leads construction-to-permanent and renovation draw administration with inspections, endorsements and budget reconciliation.
• Maintains governance over post-closing document review and e-recording requirements.
• Establishes and monitors controls for loan funding and purchase wires; escalates any suspicious activity.
• Manages priorities to meet closing dates, purchase expectations, funding deadlines and servicing requirements.

Kenntnisse

Leadership

Communication

Analytical skills

Project management

Risk awareness

Tools

Microsoft Office Suite

Loan origination systems

Servicing platforms

Wire processing systems

E-recording platforms

Jobbeschreibung

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

Manager, Real Estate Lending Closing and Post-Closing

Regular Full-Time Leader Parker, CO, US

4 days ago Requisition ID: 2505

Why Westerra?

At Westerra Credit Union, we believe You Can Do Money. It is more than just a phrase. It is a mindset that shapes how we empower each other and our members to take control, grow, and thrive financially. Our culture is built on beliefs that guide how we show up every day. We focus on being member-obsessed, radically transparent, relentlessly collaborative, and always learning in motion. These are not just words. They are the heart of everything we do. Inspired by our vision to Out-Love Every Bank in Colorado, we bring genuine care and dedication to every member interaction. Our mission to teach, guide, and ignite members to own their financial future drives us to create meaningful, personal connections.

This mission comes alive through our MX Code, which encourages us to anticipate needs, listen deeply with both heart and head, find the best total solution, mark the moment, and truly own the impact we make. This is how we translate our strategy into experiences that matter. When you join Westerra, you become part of a vibrant community where innovation, openness, and collaboration are not just ideals; they are daily practices. Everyone is invited to bring their authentic selves, curiosity, and passion to the table. Together, we learn, grow, and thrive, committed to making a real difference for our members and one another. Because at Westerra, we do not just talk about money, we believe you can do money.

What is the role?

The Manager, Real Estate Lending Closing & Post-Closing provides strategic and day-to-day leadership for retail and correspondent closing, funding, post-closing, retail loan delivery, correspondent loan purchasing, servicing onboarding and construction-to-permanent draw administration. This position is accountable for timely and accurate execution, regulatory and investor compliance, financial and collateral controls, loan quality, seller and member service, pipeline management and scalable capacity across these functions. The Manager oversees the lifecycle from preparation for closing through funding, loan purchase, servicing transfer, final-document completion and construction draws; develops people and operating processes; monitors performance and risk; and resolves complex operational issues. The role partners with Retail Sales, correspondent sellers, Processing, Underwriting, Secondary Marketing, Servicing, title and settlement providers.

What will be expected of me?

• Provides leadership and operational oversight for retail and correspondent closing, funding, post-closing, loan purchasing, servicing onboarding, loan delivery and construction-to-permanent draw administration in accordance with Westerra policies and business objectives.
• Directs the preparation and quality review of closing documents, settlement coordination, funding-condition clearance and timely disbursement for first mortgage and real estate equity loans while maintaining appropriate separation of duties and controls.
• Oversees correspondent loan purchase operations after credit approval, including closing and post-closing review, purchase readiness, seller communication, purchase advice, wire coordination, exception management and timely acquisition of eligible loans.
• Establishes service standards and maintains strong working relationships with correspondent sellers; ensures timely, clear communication, accurate pipeline status and effective resolution of documentation, purchase and delivery issues.
• Leads construction-to-permanent and renovation draw administration, ensuring draw requests are supported by inspections, endorsements, budget reconciliation and project progress and that disbursements protect Westerra's collateral and financial position.
• Maintains governance over post-closing document review, government and mortgage-insurance completion, investor suspense, trailing documents, e-recording, title-policy receipt, loan-delivery requirements and timely correction of deficiencies.
• Establishes and monitors controls for loan funding and purchase wires, including authorization, independent validation, dual control, fraud prevention, reconciliation and prompt escalation of altered instructions or suspicious activity.
• Manages priorities and escalations to meet retail closing dates, correspondent purchase expectations, funding deadlines, servicing requirements and construction draw commitments.
• Ensures compliance with applicable federal and state laws, agency and investor requirements, correspondent agreements, construction loan documents, Credit Union policy and internal controls; partners with Compliance, Risk, Legal and Audit as appropriate.
• Leads, coaches and develops employees through clear expectations, regular communication, performance management, recognition, accountability, cross-training and succession planning; ensures procedures, training and job aids remain current.
• Serves as the senior escalation and decision point for complex closing, funding, post-closing, purchase, servicing-onboarding and construction-draw matters within delegated authority.
• Consistently demonstrates the Westerra Experience and performs other duties as assigned.

Will I have Direct Reports? Yes

What am I bringing?

Experience/Education:

• 8+ years of progressively responsible real estate lending operations experience, including significant experience in closing, funding, post-closing, servicing onboarding, loan delivery or correspondent purchase operations.
• At least 2 years in a leadership role.
• Advanced knowledge of conventional conforming and portfolio, FHA, VA, construction-to-permanent, renovation, HELOC and closed-end equity closing and post-closing requirements.
• Experience leading correspondent loan purchase, investor delivery, collateral management, servicing transfer or related secondary-market operations strongly preferred.Experience with construction draw administration, including budget analysis, inspections, endorsements, disbursement controls, change orders, cost overruns and project-completion risk, highly preferred.

Skills and Abilities:

• Demonstrated ability to lead multiple operational functions, translate business objectives into operating plans and deliver measurable service, quality, risk and productivity results.
• Strong knowledge of real estate lending, closing-document, wire, servicing, electronic recording, collateral-custody, construction-draw and loan-purchase systems and controls.
• Advanced analytical skills with the ability to interpret pipeline, capacity, quality, exception, financial, seller-service and risk data and make sound operational decisions.
• Strong people-leadership skills, including coaching, performance management, accountability, employee development, recognition and succession planning.
• Excellent verbal and written communication and relationship-management skills with employees, leaders, members, correspondent sellers, settlement agents, investors, servicers and vendors.
• Excellent prioritization and organizational skills with the ability to direct multiple time-sensitive pipelines, functions and business channels.
• High level of integrity, confidentiality and security awareness when handling member information, wire instructions, Credit Union funds and original collateral.
• Proficient in Microsoft Office Suite and able to quickly learn and effectively use loan origination, servicing, wire, document, e-recording, construction administration and reporting platforms.
• Routinely exercises significant independent judgment and decision-making on moderate to complex business, control, vendor and people matters.

What is the work environment like, and are there physical requirements for this role?

• Hybrid: Typically, a dispersed, flexible team environment both on Westerra campus (at least 2x/week) and remote. Employees must reside in Colorado or be willing to relocate prior to starting employment. Residency is required for payroll and state tax purposes.
• Works primarily at a desk

Salary: in addition to the starting annual range of $85,871 – $109,485, this role is also eligible for annual bonus potential tied to Westerra’s financial performance.

What are some of our benefitofferings?

• Three health plans through UMR that offer a variety of coverage options, including HSA and FSA options
• Two dental plans through Delta Dental
• Basic life and AD&D insurance, short-term disability and long-term disability
• 20+ days of paid time off (PTO) per year
• 16 hours of volunteer time off (VTO) per year
• 11+ paid holidays
• 401(k) that includes up to 6% match
• Up to 2% off the rate on a new Westerra mortgage, applicable to primary residence, second home, or investment property
• 2% off Auto/RV/Motorcycle Loans
• Up to $5250 per year for educational reimbursement
• 4 weeks of paid parental leave
• Mental health resources including an Employee Assistance Program (EAP)
• Individualized learning and development programs

Please note, applications will be accepted until at least October 13, 2026.