Manager, Capital Markets

Figure; Reno (NV); On-site; USD 128,000 - 192,000; Full time

Benefits offered by this job

Medical, dental, and vision coverage

Employer-paid premiums for dependents

Company HSA and 401(k)

Commuter benefits

Paid holidays and PTO

Up to 12 weeks family leave

Education reimbursement

Job summary

Figure is seeking a Manager, Capital Markets to join its growing team in Reno. You’ll own day-to-day execution of secondary transactions, whole loan trades, liquidity, and warehouse activities while supporting securitizations and investor initiatives.

You’ll collaborate with Capital Markets, Finance, mortgage operations, origination and servicing teams, and external counterparties to scale settlement, reporting, and data governance for a rapidly expanding loan portfolio.

Qualifications

• Bachelor’s degree in finance, accounting, economics, or real estate.
• 4+ years of relevant experience in capital markets, structured finance, corporate finance, or mortgage banking.
• Experience with whole loan trades, warehouse lines, or securitizations (strongly preferred).
• Mortgage or real estate industry experience (preferred, not required).
• Strong analytical and critical thinking skills, with excellent written and verbal communication.

Responsibilities

• Build and execute RTL and DSCR trade plans with pricing and origination teams.
• Manage warehouse facilities day-to-day: line activity, sales, repurchases, eligibility criteria, concentration limits, advance rates, loan aging, margin calls.
• Support the Director on warehouse facility renewals and amendments.
• Analyze execution across buyers by bids and post-trade P&L; recommend loan allocation based on price, speed, terms.
• Monitor pipeline against takeout commitments; work with risk and origination teams to maximize takeout.
• Lead trade strategy and loan allocations to optimize warehouse usage and channels.
• Oversee the team executing transactions from onboarding to collateral, settlement, and confirmations.
• Escalate diligence findings and exceptions with investors, vendors, and credit teams.
• Develop knowledge of sale and financing contracts (MLPAs, warehouse agreements) to guide execution.
• Produce loan tapes for investors, lenders, and trustees; ensure data is complete and reconciled.
• Deliver portfolio and pipeline reporting to support liquidity and capital planning.
• Own monthly reporting under warehouse, trade, and securitization agreements.
• Reconcile data across internal systems and resolve discrepancies.
• Partner with Tech/Product to improve data and reporting tools.

Skills

Analytical thinking

Critical thinking

Written communication

Verbal communication

Education

Bachelor’s degree in finance/ accounting/ economics/ real estate

Job description

About Figure

Figure Technology Solutions, Inc. (Nasdaq: FIGR; OPEN: FGRS) is the leading blockchain-native capital marketplace for the origination, funding, sale, and trading of tokenized assets. More than 480 partners use its loan origination system and capital marketplace. Collectively, Figure and its partners have originated over $30 billion of loans to date, among other products. The fastest growing components are Figure Connect, its credit marketplace, and Democratized Prime, Figure’s on-chain lend-borrow marketplace. Figure’s ecosystem also includes DART (Digital Asset Registry Technology) for asset custody and lien perfection, and $YLDS, a yield‑bearing stablecoin registered with the SEC as a security under the Securities Act of 1933.

About Figure

Figure is the market leader in real‑world asset (RWA) tokenization. The company has received triple‑A ratings from S&P and Moody’s on multiple loan securitizations, the first of its kind for blockchain finance. We’re proud to be recognized as one of Forbes’ Top 50 Fintech Companies and CNBC’s World’s Top Fintech Companies.

About The Role

We’re looking for a Manager, Capital Markets to join our growing team! As Manager within the Capital Markets team, you’ll own day‑to‑day execution of our secondary transactions, including whole loan trades, liquidity, and warehouse sales and repurchases, while supporting securitizations and investor initiatives. You’ll help scale the settlement, pipeline, and reporting processes behind Figure’s growing origination volume and product suite. The role calls for a strong working knowledge of internal guidelines and external agreements, and close collaboration with Capital Markets, Finance, mortgage operations, origination, and servicing teams, as well as external counterparties.

What You’ll Do

• Build short- and long-term RTL and DSCR trade plans with pricing and origination teams, aligning takeout and capacity with projected fundings, liquidity needs, allocations, and counterparty terms
• Manage warehouse facilities day-to-day, including line activity, sales, and repurchases, and track eligibility criteria, concentration limits, advance rates, loan aging, and margin calls
• Support the Director on warehouse facility renewals and amendments
• Analyze execution across buyers by comparing bids and reviewing post-trade P&L, and recommend where loans should be allocated based on price, speed, and terms
• Monitor the funded and in-process pipeline against takeout commitments, and work with risk and origination teams to find the best takeout for each loan across potential buyers
• Lead trade strategy and loan allocations, optimizing warehouse facility usage and trade channels for best execution
• Lead the team executing transactions, from investor onboarding and loan pool diligence through resolution of collateral and credit exceptions, settlement, and transaction confirms, and review the team’s work for accuracy and timeliness
• Serve as the escalation point for diligence findings and exceptions with investors, due diligence vendors, and internal credit teams
• Build a strong working knowledge of sale and financing contracts, including MLPAs and warehouse agreements, to guide the team’s execution
• Produce accurate loan tapes for investors, warehouse lenders, and trustees, making sure loan-level data is complete and reconciled before delivery
• Deliver accurate portfolio and pipeline reporting to support ongoing liquidity, capacity, and capital planning
• Own monthly reporting requirements under warehouse, trade, and securitization agreements, including counterparty and trustee reporting
• Reconcile data across internal systems, servicers, and counterparties, and resolve discrepancies at the source
• Partner with Technology and Product to improve capital markets data and reporting tools and automate manual processes

What We Look For

• Bachelor’s degree, preferably in finance, accounting, economics, or real estate
• 4+ years of relevant experience in capital markets, structured finance, corporate finance, or mortgage banking
• Experience with whole loan trades, warehouse lines, or securitizations (strongly preferred)
• Mortgage or real estate industry experience (preferred, not required)
• Strong analytical and critical thinking skills, with excellent written and verbal communication

Salary

• Base Compensation Range: $128,000 - $192,000/yr
• 25% annual bonus target, paid quarterly
• Company equity in the form of RSUs

Benefits

• Comprehensive medical, dental, and vision coverage, with 100% employer-paid premiums for employees and their dependents on select plans
• Company HSA, FSA, Dependent Care FSA, 401(k), and commuter benefits
• Employer-paid life and disability insurance
• 11 observed holidays and PTO plan
• Up to 12 weeks of paid family leave
• Continuing education reimbursement

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Figure will not sponsor work visas for this position. In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification form upon hire.