Senior Treasury and FinOps Analyst

Figure Lending; Oregon; Hybrid; USD 98,000 - 132,000; Full time

Benefits offered by this job

Medical, dental, vision coverage

Employer-paid premiums for employees &

HSA/FSA/Dependent Care FSA

401(k) & commuter benefits

Life & disability insurance

Holidays & PTO

Paid family leave

Education reimbursement

Job summary

FigureFigure Technology Solutions, Inc. in the U.S. seeks a Senior Analyst to support Treasury and Financial Operations across a multi-entity environment.

You will ensure accurate daily cash and digital asset visibility and manage liquidity, funding, and reporting workflows that keep Figure running smoothly. You will collaborate with Finance, Capital Markets, Product, and Legal to maintain treasury controls, execute funding activities, and scale our proprietary financial infrastructure in a

Qualifications

• 3-5 years in the financial services industry with funding, treasury, or financial operations.
• Willing to work Eastern Standard Time (EST) business hours.
• Experience maintaining treasury management software (TMS) or ERP systems, especially Kyriba.
• Bachelor's degree in Business, Economics, Accounting, Finance, or related field.
• Strong Excel, Tableau, and SQL skills.

Responsibilities

• Prepare cash and liquidity reporting across entities to ensure total liquidity visibility.
• Monitor daily bank balances and transaction activity across all operating accounts.
• Perform daily cash positioning to ensure liquidity requirements for funding, vendor payments, and operational processes.
• Execute cash movements (wires, ACH) with approval protocols and SOX controls.
• Manage funding operations for loan sales and ensure compliance with legal agreements.
• Support vendor payment processing and oversight of wire templates.
• Collaborate with Accounting on month-end close for funding and sale activities.
• Own and communicate weekly, monthly, and quarterly reports as required by legal agreements.
• Partner with Product, Data, Engineering and Legal to streamline data collection and resolve financial queries.
• Reconcile loan and collateral data across internal systems and blockchain records.
• Continuously improve workflows to increase scalability and efficiency of financial operations.
• Contribute to capital raising initiatives, including debt financings.

Skills

Excel

Tableau

SQL

Financial analysis

Communication

Organization

Attention to detail

Startup experience

Education

Bachelor's degree in Business/Finance

Tools

Kyriba

Job description

About FigureFigure Technology Solutions, Inc.

FigureFigure Technology Solutions, Inc. (Nasdaq: FIGR; OPEN: FGRS) is the leading blockchain-native capital marketplace for the origination, funding, sale and trading of tokenized assets. More than 480 partners use its loan origination system and capital marketplace. Collectively, Figure and its partners have originated over $30 billion of loans to date, among other products. The fastest growing components are Figure Connect, its credit marketplace, and Democratized Prime, Figure's on-chain lend-borrow marketplace. Figure's ecosystem also includes DART (Digital Asset Registry Technology) for asset custody and lien perfection, and $YLDS, a yield-bearing stablecoin registered with the SEC as a security under the Securities Act of 1933. Figure is the market leader in real-world asset (RWA) tokenization. The company has received triple-A ratings from S&P and Moody's on multiple loan securitizations, the first of its kind for blockchain finance. We’re proud to be recognized as one of Forbes' Top 50 Fintech Companies and CNBC's World's Top Fintech Companies.

About the Role

We're looking for a self-motivated and curious Senior Analyst to support our Treasury and Financial Operations across a complex, multi-entity environment. In this role, you will play a key part in ensuring accurate daily cash and digital asset visibility while managing the operational mechanics behind our liquidity, loan sale, and reporting processes. Additionally, you will be responsible for executing critical funding activities and supporting operational payment workflows that keep Figure running smoothly. You will work closely with Finance, Capital Markets, Product, and Legal teams to maintain strong treasury controls and help scale our proprietary financial infrastructure. This is a great opportunity for someone who thrives in fast-moving environments and wants to work at the intersection of traditional finance and blockchain technology.

What You'll Do

• Prepare cash and inventory reporting across entities to ensure total liquidity visibility, in support of short term actions and longer range forecasting
• Monitor and reconcile daily bank balances and transaction activity across all operating accounts
• Perform daily cash positioning to ensure compliance with liquidity requirements for funding, vendor payments, and operational processes
• Execute cash movements, including wires, ACH transfers, and internal account allocations, adhering to approval protocols and SOX controls
• Manage funding operations for loan sales while ensuring strict compliance with legal agreements
• Support vendor payment processing, including wire initiation, callback confirmations, and oversight of wire templates
• Collaborate with the Accounting department on month-end close processes related to funding and sale activities
• Own and communicate weekly, monthly, and quarterly reports as required by legal agreements
• Partner with Product, Data, Engineering and Legal teams to streamline cross-functional data collection and resolve outstanding financial queries
• Reconcile loan and collateral data to ensure accuracy across internal systems and blockchain records
• Continuously improve existing workflows to increase the scalability and efficiency of our financial operations
• Contribute to the company's capital raising initiatives, including debt financings

What We Look For

• 3-5 years of experience in the financial services industry with specific experience in funding, treasury, or financial operations
• Ability and willingness to work Eastern Standard Time (EST) business hours
• Experience maintaining treasury management software (TMS) or complex enterprise resource planning (ERP) systems highly preferred (especially experience with Kyriba)
• Experience with cash forecasting highly preferred
• Bachelor's degree in Business, Economics, Accounting, Finance, or a related field
• Intermediate to advanced Excel skills with the ability to pick up new platforms such as Tableau and SQL
• Transparent communication and strong relationship-building skills to effectively work with cross-functional partners
• Proven organization skills and the ability to prioritize and adhere to deadlines in a fast-paced environment
• Strong attention to detail and the analytical skills needed to work with limited direction
• Ability to perform and thrive in a startup environment where you are often building processes from scratch
• Curiosity and drive to learn about blockchain and help out where needed
• Positive attitude, great team player, and interest in mentoring others
• Mortgage or real estate lending experience is a big plus
• Experience with warehouse lines, securitizations, or investor reporting
• Adhere to all company security policies and data handling procedures
• Complete mandatory security awareness training within required timeframes
• Promptly report any suspected security incidents or suspicious activity to the Security team

Salary

• Base Compensation Range: $97,750 - $132,250/yr
• 25% annual bonus target, paid quarterly
• Company equity in the form of RSUs

Benefits

• Comprehensive medical, dental, and vision coverage, with 100% employer-paid premiums for employees and their dependents on select plans
• Company HSA, FSA, Dependent Care FSA, 401(k), and commuter benefits
• Employer-paid life and disability insurance
• 11 observed holidays and PTO plan
• Up to 12 weeks of paid family leave
• Continuing education reimbursement

Depending on your residential location certain laws might regulate the way Figure manages applicant data. California Residents, please review our California Employee and General Workforce Privacy Notice for further information. By submitting your application, you are agreeing and acknowledging that you have read and understand the above notice.

Figure will not sponsor work visas for this position.

In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification form upon hire.

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