Manager, Capital Markets

Figure Lending; Reno, Charlotte (NV, NC); Hybrid; USD 128,000 - 192,000; Full time

Benefits offered by this job

Comprehensive medical, dental, and vis

Employer-paid life and disability ins.

11 observed holidays and PTO plan

Up to 12 weeks of paid family leave

401(k) and commuter benefits

Company equity in RSUs

Job summary

Figure Technology Solutions, Inc. in the United States seeks a Manager, Capital Markets to run day-to-day secondary transactions, warehouse sales, and related reporting. You will support securitizations, investor initiatives, and ensure accurate data and timely settlements across teams.

The role requires strong analytical skills, a finance-related degree, and experience with whole loan trades and warehouse lines. This position offers comprehensive benefits and equity RSUs.

Qualifications

• Bachelor’s degree, preferably in finance, accounting, economics, or real estate.
• Strong analytical and critical thinking skills, with excellent written and verbal communication.
• Proficiency in Excel and PowerPoint; SQL and Tableau experience (preferred).

Responsibilities

• Build RTL and DSCR trade plans with pricing and origination teams.
• Manage warehouse facilities day-to-day incl. line activity, sales, and repurchases.
• Analyze execution across buyers and advise on loan allocation based on price and terms.
• Monitor pipeline against takeout commitments and coordinate with risk/origination teams.
• Lead trade strategy and loan allocations to optimize facility usage and channels.

Skills

Analytical thinking

Written communication

Verbal communication

Team leadership (plus)

Education

Bachelor’s degree in finance, accounting, economics, or real estate

Tools

Excel

PowerPoint

SQL

Tableau

Job description

Figure Technology Solutions, Inc. (Nasdaq: FIGR; OPEN: FGRS) is the leading blockchain-native capital marketplace for the origination, funding, sale, and trading of tokenized assets. More than 480 partners use its loan origination system and capital marketplace. Collectively, Figure and its partners have originated over $30 billion of loans to date, among other products. The fastest growing components are Figure Connect, its credit marketplace, and Democratized Prime, Figure's on-chain lend-borrow marketplace. Figure's ecosystem also includes DART (Digital Asset Registry Technology) for asset custody and lien perfection, and $YLDS, a yield-bearing stablecoin registered with the SEC as a security under the Securities Act of 1933. Figure is the market leader in real-world asset (RWA) tokenization. The company has received triple-A ratings from S&P and Moody's on multiple loan securitizations, the first of its kind for blockchain finance. We're proud to be recognized as one Forbes' Top 50 Fintech Companies and CNBC's World's Top Fintech Companies.

We're looking for a Manager, Capital Markets to join our growing team! As Manager within the Capital Markets team, you'll own day-to-day execution of our secondary transactions, including whole loan trades, liquidity, and warehouse sales and repurchases, while supporting securitizations and investor initiatives. You'll help scale the settlement, pipeline, and reporting processes behind Figure's growing origination volume and product suite. The role calls for a strong working knowledge of internal guidelines and external agreements, and close collaboration with Capital Markets, Finance, mortgage operations, origination, and servicing teams, as well as external counterparties.

What You'll Do

• Build short- and long-term RTL and DSCR trade plans with pricing and origination teams, aligning takeout and capacity with projected fundings, liquidity needs, allocations, and counterparty terms
• Manage warehouse facilities day-to-day, including line activity, sales, and repurchases, and track eligibility criteria, concentration limits, advance rates, loan aging, and margin calls
• Support the Director on warehouse facility renewals and amendments
• Analyze execution across buyers by comparing bids and reviewing post-trade P&L, and recommend where loans should be allocated based on price, speed, and terms
• Monitor the funded and in-process pipeline against takeout commitments, and work with risk and origination teams to find the best takeout for each loan across potential buyers
• Lead trade strategy and loan allocations, optimizing warehouse facility usage and trade channels for best execution
• Lead the team executing transactions, from investor onboarding and loan pool diligence through resolution of collateral and credit exceptions, settlement, and transaction confirms, and review the team’s work for accuracy and timeliness
• Serve as the escalation point for diligence findings and exceptions with investors, due diligence vendors, and internal credit teams
• Build a strong working knowledge of sale and financing contracts, including MLPAs and warehouse agreements, to guide the team’s execution
• Produce accurate loan tapes for investors, warehouse lenders, and trustees, making sure loan-level data is complete and reconciled before delivery
• Deliver accurate portfolio and pipeline reporting to support ongoing liquidity, capacity, and capital planning
• Own monthly reporting requirements under warehouse, trade, and securitization agreements, including counterparty and trustee reporting
• Reconcile data across internal systems, servicers, and counterparties, and resolve discrepancies at the source
• Partner with Technology and Product to improve capital markets data and reporting tools and automate manual processes

What We Look For

• Bachelor’s degree, preferably in finance, accounting, economics, or real estate
• 4+ years of relevant experience in capital markets, structured finance, corporate finance, or mortgage banking
• Experience with whole loan trades, warehouse lines, or securitizations (strongly preferred)
• Mortgage or real estate industry experience (preferred, not required)
• Strong analytical and critical thinking skills, with excellent written and verbal communication
• Proven ability to meet deadlines in a fast-paced environment
• Ability to work independently and as part of a team; experience mentoring or leading junior team members is a plus
• A get-things-done mentality: a self-starter who identifies, overcomes, and works around obstacles to get to the finish line
• Proficiency in Excel and PowerPoint; SQL and Tableau experience (preferred)
• Adhere to all company security policies and data handling procedures.
• Complete mandatory security awareness training within required timeframes.
• Promptly report any suspected security incidents or suspicious activity to the Security team.
• Base Compensation Range: $128,000 - $192,000/yr
• Company equity in the form of RSUs

This is the compensation range for the role in the United States. Actual compensation may vary based on a candidate’s experience, skills, location, internal equity, and evolving business needs. While most offers are generally made within the middle of the range, final compensation is determined based on the factors above.

• Comprehensive medical, dental, and vision coverage, with 100% employer-paid premiums for employees and their dependents on select plans
• Company HSA, FSA, Dependent Care FSA, 401(k), and commuter benefits
• Employer-paid life and disability insurance
• 11 observed holidays and PTO plan
• Up to 12 weeks of paid family leave
• Continuing education reimbursement

Depending on your residential location certain laws might regulate the way Figure manages applicant data. California Residents, please review our California Employee and General Workforce Privacy Notice for further information.By submitting your application, you are agreeing andacknowledgingthat you have read and understand the above notice.

Figure will not sponsor work visas for this position. In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification form upon hire.

Voluntary Self-Identification

For government reporting purposes, we ask candidates to respond to the below self-identification survey.Completion of the form is entirely voluntary. Whatever your decision, it will not be considered in the hiringprocess or thereafter. Any information that you do provide will be recorded and maintained in aconfidential file.

As set forth in Figure Lending's Equal Employment Opportunity policy, we do not discriminate on the basis of any protected group status under any applicable law.

If you believe you belong to any of the categories of protected veterans listed below, please indicate by making the appropriate selection.As a government contractor subject to the Vietnam Era Veterans Readjustment Assistance Act (VEVRAA), we request this information in order to measurethe effectiveness of the outreach and positive recruitment efforts we undertake pursuant to VEVRAA. Classification of protected categoriesis as follows:

A 'disabled veteran' is one of the following: a veteran of the U.S. military, ground, naval or air service who is entitled to compensation (or who but for the receipt of military retired pay would be entitled to compensation) under laws administered by the Secretary of Veterans Affairs; or a person who was discharged or released from active duty because of a service-connected disability.

A 'recently separated veteran' means any veteran during the three-year period beginning on the date of such veteran's discharge or release from active duty in the U.S. military, ground, naval, or air service.

An 'active duty wartime or campaign badge veteran' means a veteran who served on active duty in the U.S. military, ground, naval or air service during a war, or in a campaign or expedition for which a campaign badge has been authorized under the laws administered by the Department of Defense.

An 'Armed forces service medal veteran' means a veteran who, while serving on active duty in the U.S. military, ground, naval or air service, participated in a United States military operation for which an Armed Forces service medal was awarded pursuant to Executive Order 12985.