Loan Underwriter – Performing Real Estate Financing

Rialto Associate Services, LLC; Miami (FL); On-site; USD 65,000 - 90,000; Full time

Job summary

Rialto Capital is hiring an Associate underwriter to assess performing loan requests, analyze property-level cash flows, and prepare credit recommendations through closing. You will review operating statements, rent rolls, leases, third‑party reports, and loan documents, presenting conclusions to senior management.

The role requires 1–3 years in commercial real estate or loan servicing, a bachelor's degree in a related field, and strong Excel/Office skills.

Qualifications

• Bachelor’s Degree from an accredited university required, preferably Real Estate, Finance, Accounting or related business field.
• Master’s Degree or other post-graduate degree preferred.
• 1–3 years of related experience in commercial real estate, property underwriting, loan servicing, or other related field is preferred.
• Proficiency with Microsoft Office applications.

Responsibilities

• Underwrite performing loan requests for reserve disbursements, property manager changes, lease approvals, loan assumptions, equity transfers, franchise changes and other requests through closing stages.
• Perform property-level quantitative credit analyses including DSCR, debt yield, and cash flow analyses.
• Evaluate and abstract third-party reports, loan documents, service contracts and leases.
• Negotiate complex transactions and draft credit recommendation memoranda for senior management.
• Communicate effectively with borrowers, counsel, property managers, vendors, and Rialto departments.
• Ensure all requests comply with terms of related Loan Documents.

Skills

Communication skills

Interpersonal skills

Attention to detail

Multi-tasking

Team collaboration

Education

Bachelor's degree from an accredited university (Real Estate/Finance related)

Master’s Degree or other post-graduate degree preferred

Tools

Microsoft Office

Job description

Rialto Capital is hiring an Associate underwriter to assess performing loan requests, analyze property-level cash flows, and prepare credit recommendations through closing. You will review operating statements, rent rolls, leases, third‑party reports, and loan documents, presenting conclusions to senior management.

The role requires 1–3 years in commercial real estate or loan servicing, a bachelor's degree in a related field, and strong Excel/Office skills.