Loan Specialist (in-office) - Midvale, UT

Zions Bancorporation; Midvale, Northern (UT, KY); Hybrid; USD 32,000 - 37,000; Full time

Benefits offered by this job

Benefits starting day one

Hybrid work environment

Profit sharing

401(k) company match

Job summary

Zions Bancorporation seeks a Loan Specialist to provide administrative and operational support across loan processes in a hybrid office setting in Midvale, UT. The role focuses on processing, servicing, documentation, and compliance with bank policies.

Responsibilities include assisting with closings, clearing loan exceptions, maintaining files, and updating loan systems while ensuring accuracy and timely completion of tasks.

Qualifications

• Requires High School diploma or equivalent and 6+ years banking or loan processing, documentation, servicing, or other directly related experience
• Expert knowledge of lending processes, documentation, exceptions, collateral review, payments, and loan systems
• Excellent organizational and customer service skills
• Must be accurate, possess numeric and verbal aptitudes
• Advanced working computer knowledge and various word processing, spreadsheet, or related software

Responsibilities

• Provide administrative and/or operational support within the loan areas (processing, servicing, documentation, notes)
• Assist with closing and disbursements on a limited basis
• Clear identified loan exceptions
• Maintain files, documents, notes, etc.
• Verify completeness of files with all necessary documents and signatures
• Research and resolve lending inquiries and issues
• Work with lenders in resolving discrepancies in documentation
• Ensure all applicable laws, regulations and bank policies and procedures are followed
• Prepare and/or track disbursements, loan documents, reports, obtain credit/financial information
• May perform review of loan and collateral documents to ensure security interest and policy adherence
• Update the loan system with collateral and collateral exception information
• Perform other duties as needed

Skills

Interpersonal skills

Verbal communication

Written communication

Advanced computer skills

Education

High School diploma or equivalent

Tools

Loan systems

Job description

Loan Specialist (in-office) - Midvale, UT

Zions Bancorporation is one of the nation’s premier financial services companies operating as a collection of great banks under local brands and management teams in high-growth western markets. Zions is regularly recognized by American Banker as one of the “Best Banks to Work For” and as having a top banking team in its list of “The Most Powerful Women in Banking.” Our customers consistently vote us as the best bank in our local markets. We value our employees, and we are committed to search out, recognize, and create fulfilling opportunities for outstanding people within our organization, rewarding them for their contributions to our success. We recognize that banking is a “local” business, and that to be successful, we must have very strong ties to the communities we serve and strong relationships with our customers.

With benefits starting on day one, 12 bank holidays, profit sharing and company-matched 401(k) contributions, Zions is dedicated to being an employer of choice in our communities. At Zions, the possibilities are endless. You bring the talent; we bring the opportunity.

We are seeking aLoan Specialist to join Zions Bancorporation.TheLoan Specialist will:

• Provide administrative and/or operational support within the one or more of the following loan areas, processing, presentations, servicing, documentation, notes, etc.
• Assist with closing and disbursements on a limited basis
• Clear identified loan exceptions.
• Maintain files, documents, notes, etc. as needed
• Verify completeness of files with all necessary documents and signatures required
• Research and resolve lending inquiries and issues
• Work with lenders in resolving discrepancies in various documentation
• Ensure all applicable laws, regulations and bank policies and procedures are followed
• Prepare and/or track disbursements, loan documents, reports, obtain credit and/or financial information
• May perform review of loan and collateral documents and loan packages to ensure the bank's security interest and adherence to established policies and procedures
• Update the loan system with pertinent collateral and collateral exception information
• Perform other suties as needed.

Requirements:

• Requires High School diploma or equivalent and 6+ years banking or loan processing, documentation, servicing, or other directly related experience
  • A combination of education and experience may meet job requirements.
• Expert knowledge of lending processes, principles, documentation, exceptions, collateral review, payments, and loan systems
• Strong working knowledge of general banking process and procedures helpful
• Excellent interpersonal and communication skills, both verbal and written
• Must have excellent organizational and customer service skills
• Must be accurate, possess numeric and verbal aptitudes.
• Excellent research and audit skills
• Ability to work in a demanding environment, complete processes, and meet deadlines
• Advanced working computer knowledge and various word processing, spreadsheet, or related software.

Location:

This position has a hybrid work from home schedule with a minimum of three days per week in the office at the new Zions Technology Center in Midvale, UT.

The Zions Technology Center is a 400,000-square-foot technology campus in Midvale, Utah. Located on the former Sharon Steel Mill superfund site, the sustainably built campus will be the company’s primary technology and operations center. This modern and environmentally friendly technology center will enable Zions to continue to compete for the best technology talent in the state while providing team members with an exceptional work environment with features such as:

• Electric vehicle charging stations and close proximity to Historic Gardner Village UTA TRAX station
• At least 75% of the building is powered by on-site renewable solar energy
• Access to outdoor recreation, parks, trails, shareable bikes, and locker rooms
• Large modern cafe with a healthy and diverse menu
• Healthy indoor environment with ample natural light and fresh air
• LEED-certified sustainable building that features include the use of low VOC-emitting construction materials
• Medical, Dental and Vision Insurance - START DAY ONE!
• Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
• Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
• Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays, and any applicable state holidays
• 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
• Mental health benefits including coaching and therapy sessions
• Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire
• Employee Ambassador preferred banking products

Pay range (depending on experience): $27.00

This position will be open until filled.

All candidates, including those with criminal histories will be considered for employment. However, a background check adjudicated consistently with the FDIC Section 19 regulation will be completed on any candidate who accepts a conditional job offer from the Company. Because the Company is a financial institution, the FDIC guidelines apply to all positions within the company and as such any and all job duties have a direct relationship to a candidate’s criminal history and that criminal history would need to align with the FDIC Section 19 regulations.

Zions Bancorporation, National Association prohibits illegal discrimination and reaffirms its policy of providing Equal Employment Opportunity (EEO), by extending equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, protected veteran status, military service, sexual orientation, gender identity, genetic information or any other characteristic protected by applicable federal, state or local law.

It is the Company’s policy not to discriminate because of a person’s relationship or association with a protected veteran. This includes spouses and other family members. Also, Zions will safeguard the fair and equitable treatment of protected veteran spouses and family members with regard to all employment actions and prohibit harassment of applicants and employees because of their relationship or association with a protected veteran.

Applicants Requesting Accommodations: If you are a qualified individual with a disability or a disabled veteran, you may request a reasonable accommodation if you are unable or limited in your ability to use or access our career site. You can request reasonable accommodations by contacting us at [e-mail] or 801/844-7618. Please email your resume/cover letter, indicate what position you are interested in and include "Accommodation needed" in the subject line to ensure your information is routed to the appropriate contact.