Loan Specialist (in-office) - Midvale, UT

Socket.dev; Midvale (UT); Hybrid; USD 33,000 - 41,000; Full time

Benefits offered by this job

Medical, Dental & Vision

Life & Disability Insurance

Paid Parental Leave

401(k) with company match

Tuition Reimbursement

Paid Training

Job summary

Zions Bancorporation in Midvale, UT is seeking a Loan Specialist to support loan processing, servicing, and documentation. The role involves assisting with closings and disbursements, and reviewing loan packages to ensure accuracy and security interests.

It requires a strong track record in banking or loan processing, excellent communication and organizational skills, and a commitment to compliance with bank policies.

Qualifications

• Requires High School diploma or equivalent and 6+ years banking or loan processing, documentation, servicing, or other directly related experience
• College degree preferred
• Excellent interpersonal and communication skills, both verbal and written
• Must have excellent organizational and customer service skills
• Must be accurate, possess numeric and verbal aptitudes
• Excellent research and audit skills

Responsibilities

• Provide administrative and/or operational support within loan areas, processing, presentations, servicing, documentation, notes, etc.
• Assist with closing and disbursements on a limited basis
• Clear identified loan exceptions
• Maintain files, documents, notes, etc. as needed
• Verify completeness of files with all necessary documents and signatures required
• Research and resolve lending inquiries and issues
• Work with lenders in resolving discrepancies in various documentation
• Ensure all applicable laws, regulations and bank policies and procedures are followed
• Prepare and/or track disbursements, loan documents, reports, obtain credit and/or financial information
• May perform review of loan and collateral documents and loan packages to ensure the bank's security interest and adherence to established policies and procedures
• Update the loan system with pertinent collateral and collateral exception information
• Perform other suties as needed.

Job description

Zions Bancorporation is one of the nation’s premier financial services companies operating as a collection of great banks under local brands and management teams in high-growth western markets. Zions is regularly recognized by American Banker as one of the “Best Banks to Work For” and as having a top banking team in its list of “The Most Powerful Women in Banking.” Our customers consistently vote us as the best bank in our local markets. We value our employees, and we are committed to search out, recognize, and create fulfilling opportunities for outstanding people within our organization, rewarding them for their contributions to our success. We recognize that banking is a “local” business, and that to be successful, we must have very strong ties to the communities we serve and strong relationships with our customers.

With benefits starting on day one, 12 bank holidays, profit sharing and company-matched 401(k) contributions, Zions is dedicated to being an employer of choice in our communities. At Zions, the possibilities are endless. You bring the talent; we bring the opportunity.

We are seeking aLoan Specialist to join Zions Bancorporation. The Loan Specialist will:

• Provide administrative and/or operational support within the one or more of the following loan areas, processing, presentations, servicing, documentation, notes, etc.
• Assist with closing and disbursements on a limited basis
• Clear identified loan exceptions.
• Maintain files, documents, notes, etc. as needed
• Verify completeness of files with all necessary documents and signatures required
• Research and resolve lending inquiries and issues
• Work with lenders in resolving discrepancies in various documentation
• Ensure all applicable laws, regulations and bank policies and procedures are followed
• Prepare and/or track disbursements, loan documents, reports, obtain credit and/or financial information
• May perform review of loan and collateral documents and loan packages to ensure the bank's security interest and adherence to established policies and procedures
• Update the loan system with pertinent collateral and collateral exception information
• Perform other suties as needed.

Requirements

• Requires High School diploma or equivalent and 6+ years banking or loan processing, documentation, servicing, or other directly related experience
  • A combination of education and experience may meet job requirements.
• College degree preferred
• Expert knowledge of lending processes, principles, documentation, exceptions, collateral review, payments, and loan systems
• Strong working knowledge of general banking process and procedures helpful
• Excellent interpersonal and communication skills, both verbal and written
• Must have excellent organizational and customer service skills
• Must be accurate, possess numeric and verbal aptitudes.
• Excellent research and audit skills
• Ability to work in a demanding environment, complete processes, and meet deadlines
• Advanced working computer knowledge and various word processing, spreadsheet, or related software.

Location

This position has a hybrid work from home schedule with a minimum of three days per week in the office at the new Zions Technology Center in Midvale, UT.

The Zions Technology Center is a 400,000-square-foot technology campus in Midvale, Utah. Located on the former Sharon Steel Mill superfund site, the sustainably built campus will be the company’s primary technology and operations center. This modern and environmentally friendly technology center will enable Zions to continue to compete for the best technology talent in the state while providing team members with an exceptional work environment with features such as:

• Electric vehicle charging stations and close proximity to Historic Gardner Village UTA TRAX station
• At least 75%25 of the building is powered by on-site renewable solar energy
• Access to outdoor recreation, parks, trails, shareable bikes, and locker rooms
• Large modern cafe with a healthy and diverse menu
• Healthy indoor environment with ample natural light and fresh air
• LEED-certified sustainable building that features include the use of low VOC-emitting construction materials

Benefits

• Medical, Dental and Vision Insurance - START DAY ONE!
• Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
• Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
• Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays, and any applicable state holidays
• 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
• Mental health benefits including coaching and therapy sessions
• Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire
• Employee Ambassador preferred banking products

Pay range (depending on experience): $27.00