Loan Servicing Escrow Specialist

Onetrust-International-LL; San Juan (PR); On-site; USD 36,000 - 60,000; Full time

Job summary

OneTrust International in San Juan, Puerto Rico seeks an organized Mortgage Escrow Specialist to manage escrow accounts, process payments, analyze statements and ensure regulatory compliance. You will handle borrower inquiries with professionalism.

The ideal candidate has 3–5 years in mortgage servicing and escrow, bilingual in English and Spanish, and strong time management, attention to detail, and integrity to maintain accurate records and timely reporting.

Qualifications

• Minimum 3-5 years mortgage servicing experience.
• Minimum 3-5 years in escrow servicing.

Responsibilities

• Process tax and insurance payments accurately and on schedule.
• Perform escrow analyses and complete required annual account reconciliations.
• Respond promptly and professionally to borrower questions regarding escrow accounts.
• Research and resolve escrow shortages, surpluses, and related account discrepancies.
• Maintain complete and accurate escrow account records and supporting documentation.
• Ensure all escrow activities comply with applicable regulatory and investor requirements.
• Prepare timely and accurate reports on escrow account activity.
• Assist with reconciling escrow accounts and resolving identified variances.

Skills

Communication skills

Interpersonal skills

Integrity

Time management

Attention to detail

Bilingual English/Spanish

Loss mitigation systems

Job description

ABOUT ONETRUST INTERNATIONAL

If you are looking for an organization that has established an outstanding reputation for quality products and services and where you are an important member of a professional team, then OneTrust International may be for you. Our focus on utilizing the latest technology to streamline the home loan process has made us a leader in our space. We really listen to our clients in order to anticipate their home financing goals and dreams. We're mortgage educators and financing strategists, providing detailed information and sound advice on mortgage options and industry trends. We focus our energies on a transparent and open communication loan process to close loans quickly.

If our employees are successful, we are successful. Our goal is to provide them with the most current competitive tools and information possible. Employees and management listen, engage, and provide honest feedback to each other. Those who make outstanding contributions are recognized for their outstanding customer service and are eligible for key programs. In order to hire and retain employees who share our values of integrity, transparency, innovation, and greatness, we offer attractive employment packages, work-life balance, a wide range of training opportunities, and an innovative and exciting business culture. Service is everything!

Position Summary

We are seeking a highly organized professional to manage mortgage loan escrow accounts, including payment processing, account analysis, and regulatory compliance. The ideal candidate will respond to borrower inquiries and ensure escrow activities are administered accurately and efficiently.

Essential Duties and Responsibilities.

• Process tax and insurance payments accurately and on schedule.
• Perform escrow analyses and complete required annual account
• Respond promptly and professionally to borrower questions regarding escrow accounts.
• Research and resolve escrow shortages, surpluses, and related account discrepancies.
• Maintain complete and accurate escrow account records and supporting documentation.
• Ensure all escrow activities comply with applicable regulatory and investor requirements.
• Prepare timely and accurate reports on escrow account activity.
• Assist with reconciling escrow accounts and resolving identified variances.

The above functions are intended to describe the general nature and level of work performed by individuals assigned to this job. This is not designed to contain or be interpreted as a comprehensive list of all duties, responsibilities and qualifications required of employees assigned to this job.

Education and Experience

• Minimum 3-5 years mortgage servicing experience.
• Minimum 3-5 years in escrow servicing.

Knowledge, Skills and Abilities

• Strong communication and interpersonal skills, and a high level of professional integrity.
• Maintains a positive, helpful, constructive attitude and work relationship with co-workers and supervisor.
• Strong time management and organizational skills in a dynamic, constantly changing environment.
• Attention to detail and quality focused.
• Experience with loss mitigation systems.
• Fully bilingual (English/Spanish).

OneTrust International is an Equal Opportunity Employer