Loan Servicing and Investor Reporting Analyst

Univest; Souderton (Montgomery County); On-site; USD 29,000 - 40,000; Full time

Benefits offered by this job

Health Insurance

401(k) plan with employer match

PTO 15 days annually

Short Term Disability 12 weeks

Holiday Time Off 11 days

Job summary

Univest in Souderton, PA is seeking a dedicated Loan and Investor Reporting Analyst to manage loan accounting calculations, reconciliations, and investor reporting processes. You will collaborate with loan servicing teams and external stakeholders, maintain reporting procedures, and ensure compliance with applicable laws and Univest standards.

This role demands strong analytical skills and attention to detail, with month-end close responsibilities.

Qualifications

• Bachelor’s degree preferred in a business-oriented field such as accounting or finance with a minimum of 3 years experience or equivalent.
• Understanding mortgage, commercial, and consumer loans is a plus.
• Ability to read and comprehend complex loan contracts.
• Desire to learn investor requirements for accurate reconciliations on a daily basis.
• Ability to perform loan accounting computations: interest accruals, amortizations, and billing calculations.

Responsibilities

• Interpret and translate complex loan documents for commercial, mortgage, and consumer loans for verification in the JH operating system, including CIF input, AFT setup, and FASB 91 handling.
• Collaborate with Loan Servicing and Investor Reporting staff and internal/external customers to ensure accurate operations across loan portfolios.
• Create and maintain Investor Reporting desktop procedures.
• Assist with input workflow, verification and scanning of loan documents; provide training as needed.
• Oversee daily operational reports, investigate exceptions, and complete required sign-offs for controls and audits.
• Manage the monthly PRA reporting process: monitor activity, resolve discrepancies, and process month-end wire transactions.
• Research and resolve problems in a timely manner.
• Ensure compliance with laws and Univest Code of Conduct.
• Perform other duties as assigned.

Skills

Analytical ability

Multi-tasking

Attention to detail

Customer service

Education

Bachelor’s degree in business/finance/accounting

3+ years experience in related field

Tools

Microsoft Office Suite

Job description

Overview

We are hiring a dedicated and experienced Loan and Investor Reporting Analyst to work in Souderton, PA.

Responsibilities

• Dedicated focus on interpreting and translating complex loan documents for commercial, mortgages, and consumer loan verification to the JH operating system, including CIF input, AFT setup, FASB 91 fee and cost records, understanding and calculating amortized interest
• Maintain a high degree of collaboration, assistance, and rapport with other Loan Servicing and Investor Reporting staff as well as internal and external customers to ensure accurate and efficient operations and service across all channels of our loan portfolio
• Create and maintain Investor Reporting desktop procedures
• Assist with the workflow of input, verification and scanning of loan documents; provide training to department personnel as necessary
• Responsible for the daily review and oversight of key operational reports, including researching and resolving identified exceptions and completing required sign-offs to demonstrate adherence to established controls and audit requirements.
• Manage the monthly PRA reporting process, including monitoring and reviewing report activity, researching and resolving discrepancies, and processing the required month-end wire transaction in accordance with established procedures and internal controls.
• Research and evaluate problems and provide resolutions in a timely manner
• Accountable for compliance with laws and regulations that apply to this position including the Univest Code of Conduct.
• Perform other duties as assigned.

Qualifications

• Bachelor’s degree preferred in a business-oriented field of study, such as accounting or finance, along with a minimum of 3 years experience or equivalent related education and experience.
• Comprehension of mortgage, commercial, consumer loans a plus
• Ability to read and comprehend complex loan contracts
• Desire to learn and understand investor requirements in order to complete accurate reconciliations on a daily basis
• Ability to perform loan accounting computations, including interest accruals, payment amortizations, billing calculations
• Innovative and able to multi-task; demonstrate analytical ability; sound decision-making in a fast-paced environment.
• Desire to learn current processes and systems with ability to recommend enhancements in effort to create better workflow and efficiency
• Excellent organizational, analytical, prioritizing, and problem-solving skills
• Ability to work independently in a fast paced, demanding, and rapidly changing environment
• Ability to provide excellent internal and external customer service
• Proficient with Microsoft Office Suite
• Flexibility to work longer hours when needed. This will be a requirement for last business day of each month and last business day of the calendar year.

Wage Range

The salary for this position ranges from $20.99 to $29.33

Benefits Overview

• Health Insurance: Medical, dental and vision coverage (single or family; begins the first of the month following start date)
• Retirement Plan: Participation in 401(k) plan with up to a 3% employer match after 6 months of employment
• Paid Time Off (PTO): 15 days annually (prorated your first year)
• Short Term Disability: 12 weeks of sick time with a doctors note (prorated your first year)
• Holiday Time Off: 11 paid holidays
• Commissions: paid quarterly based on individual and team production
• We offer company paid life insurance: as well as other supplemental insurances
• Tuition reimbursement
• Employee Wellness programs: including fitness club discounts and fitness tracker discounts/ annual reimbursement
• Discounts: on loan products
• Professional development trainings

Click here for Benefit Information

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An Equal Opportunity Employer. Univest does not discriminate against any applicant for employment because of race, color, religion, religious creed, ancestry, national origin, age, sex, disability or protected veteran status.