Loan Quality Assurance Specialist

MyPoint Credit Union; San Diego (CA); Presencial; USD 43.000 - 65.000; Jornada completa

Descripción de la vacante

MyPoint Credit Union in San Diego seeks a detail-oriented Loan Quality Control Specialist to join our Real Estate and Consumer Lending team. You will review Consumer, Credit Card, and Real Estate loan files for accuracy, policy adherence, and regulatory compliance.

This role involves documenting findings, communicating corrective actions, preparing monthly reports, and partnering with management to strengthen lending processes and internal controls.

Formación

• Associate degree or equivalent training
• Three years of related experience in lending/quality control
• Experience with Consumer Lending, Credit Cards, and Real Estate Lending preferred

Responsabilidades

• Conduct quality control reviews of Consumer, Credit Card, and Real Estate loan files for completeness, accuracy, and record retention.
• Review lending documentation for adherence to policies, procedures, underwriting guidelines, approval requirements, and regulatory standards.
• Identify documentation deficiencies, underwriting exceptions, disclosure discrepancies, compliance concerns, and other lending or operational risk areas.
• Document findings and communicate required corrective actions to lending staff and management.
• Prepare monthly reports and other requested reports on loan quality findings, trends, and corrective actions.

Conocimientos

TILA/Reg Z

Credit CARD Act

ECOA/Reg B

FCRA/FACTA

HMDA

RESPA/TRID

Lending knowledge

Analytical skills

Communication skills

Time management

Independent work

Educación

Associate degree or equivalent training

Descripción del empleo

MyPoint Credit Union in San Diego seeks a detail-oriented Loan Quality Control Specialist to join our Real Estate and Consumer Lending team. You will review Consumer, Credit Card, and Real Estate loan files for accuracy, policy adherence, and regulatory compliance.

This role involves documenting findings, communicating corrective actions, preparing monthly reports, and partnering with management to strengthen lending processes and internal controls.