Loan Processor 1

TIB, N.A.; Fort Worth, Arlington, Dallas (TX, TX, TX); On-site; USD 50,000 - 70,000; Full time

Job summary

TIB, N.A. is hiring a Loan Processor I to review loan documentation for correspondent loans and ensure accurate data entry into the loan core system. The role supports ensuring compliance with regulations and protects bank interests.

Responsibilities include processing payments, verifying balances, generating funding documents, and performing daily quality checks. The position requires strong communication, multitasking, and teamwork in a fast-paced environment.

Qualifications

• High School diploma or equivalent required.
• 3–5 years’ commercial loan operations experience in all phases of lending.
• 3–5 years’ loan accounting (GL to loan system and/or DDA balancing).
• 3–5 years’ experience with loan system onboarding and quality check.
• 3–5 years’ processing payments, advances, rate changes, etc. to loan system.
• 3–5 years’ researching and resolving account discrepancies.
• 3–5 years’ experience with wire transfer remittance and working with participation loans.
• Working knowledge of business entity documentation (corporate, partnership, joint venture, etc. structure).
• Working knowledge of applicable banking regulations.
• Ability to review and comprehend credit structure, documentation, and collateral of complex loans.
• Ability to communicate effectively verbally and in writing.
• Must be highly self-motivated, accountable, and able to multi-task.
• Must be able to handle a fast-paced environment and changing priorities.
• Good interpersonal skills and ability to work within a team.
• Software: Microsoft Office (Word and Excel), Adobe Standard.

Responsibilities

• Review loan documents for correspondent loans and ensure accuracy before onboarding data into the loan core system.
• Understand complex loan presentations in relation to documentation, regulations, and collateral perfection.
• Process loan payments and advance requests, including participated credits, with proper system entries.
• Verify principal and interest balances on participations during payments and advances.
• Generate posting sheets, wire forms, and funding instructions and balance transactions in the core system/GL.
• Review disbursement authorizations prior to wiring funds within limits.
• Code and input data from loan packages into the core system for file maintenance and billing.
• Perform daily quality checks and review daily reports from the bank’s data system.
• Research account variances on participations by analyzing loan histories.
• Input follow-up information into DocuCommand tickler tracking system with appropriate codes.
• Respond to internal and external customer service calls professionally and timely.
• Back-up processing for audit confirmations and for Loan Processor II as needed.
• Comply with banking laws/regulations and protect bank/customer information.

Skills

Communication

Multi-tasking

Self-motivation

Teamwork

Customer service

Education

High School diploma

Tools

Microsoft Office

Adobe Acrobat

DocuCommand

CSI WatchDog

Jack Henry-SilverLake

Jack Henry-Cognos

Job description

Ranking #9 in the American Banker’s 2025 Best Banks to Work For, TIB is committed to serving as Trusted Partners for community banks and our employees. We take great care to maintain a commitment to excellence and personalized service. We are dedicated to providing a diverse work environment that fosters inclusivity and growth. We offer a best-in-class benefits package that includes comprehensive health, life, and disability coverage, 401(k) retirement savings, generous paid time off, parental leave, tuition reimbursement, and other little extras to make work fun. If this aligns with your values and you want to join a leader in the banking industry, we are hiring for a Loan Processor I that will review loan documents for correspondent loans prior to onboarding data into the loan core system and ensure accuracy of documents received to bind and protect the bank’s interests.

MAJOR DUTIES/ACCOUNTABILITIES

• Follows policies and procedures related to loan documentation, and determines that appropriate approvals have been received prior to processing packages and documentation received.
• Understands complex loan presentations as it relates to documentation, regulations, and collateral perfection.
• Processes loan payments and advance requests (including participated credits), by making the necessary system entries.
• Verifies the principal and interest balance on participations when processing both payments and advances.
• Generates posting sheets, wire forms, wire instructions, and funding advice, ensuring that all transactions are balanced. Posts transactions to the core system or general ledger.
• Reviews authorization for disbursements prior to wiring funds up to authorized limits and crediting demand deposit accounts.
• Uses appropriate coding and inputs pertinent data from the loan package into the core system to ensure proper file maintenance and billing.
• Performs quality checks of daily work processed.
• Reviews and resolves daily reports generated from the bank’s data system.
• Researches account variances on participations by analyzing loan histories.
• Inputs pertinent follow-up information into the tickler tracking system, currently DocuCommand from the loan package using appropriate codes.
• Responds to all internal and external customer service calls professionally and in a timely manner.
• Serves as the back-up for processing audit confirmations, as needed.
• Serves as a back-up to the Loan Processor II position.
• Complies with all banking laws and regulations, and maintains the confidentiality of bank and customer information.

REQUIREMENTS/DESIRED QUALIFICATIONS

Required

• High School diploma or equivalent
• 3 - 5 years’ commercial loan operations experience in all phases of lending
• 3 – 5 years’ loan accounting (GL to loan system and/or DDA balancing)
• 3 – 5 years’ experience with loan system onboarding and quality check
• 3 – 5 years’ processing payments, advances, rate changes, etc. to loan system
• 3– 5 years’ researching and resolving account discrepancies
• 3 – 5 years’ experience with wire transfer remittance and working with participation loans
• Working knowledge of business entity documentation (corporate, partnership, joint venture, etc. structure)
• Working knowledge of applicable banking regulations
• Ability to review and comprehend credit structure, documentation, and collateral of complex loans including, but not limited to, participations, real estate secured loans, construction, lines of credit, asset-based loans, leases, warehouse lines, and agriculture loans.
• Ability to communicate effectively, both verbally and in writing, and across all levels
• Must be highly self-motivated, accountable, and able to multi-task
• Must be able to handle a fast-paced environment, and navigate changing priorities
• Individual should possess good interpersonal skills and the ability to work within a team environment
• Software: Microsoft Office (proficiency in Word and Excel), Adobe Standard

Preferred

• 5-7 years back-office lending experience, including all phases of lending, with emphasis on participation processing
• 1-3 years’ experience with imaging and maintenance of electronic loans, and customer documentation
• Software: Jack Henry-SilverLake, Jack Henry-Cognos, DocuCommand, CSI WatchDog

The Major Duties/Accountabilities listed above are only a summary of the typical functions of this job, not an exhaustive or comprehensive list of all possible job responsibilities, tasks, and duties. Management may elect to assign other responsibilities, tasks, and duties associated with this position.