Loan Processor I

TIB The Independent BankersBank, N.A; Farmers Branch (TX); On-site; USD 42,000 - 66,000; Full time

Benefits offered by this job

Health insurance

Life insurance

Disability coverage

401(k)

Paid time off

Parental leave

Tuition reimbursement

Job summary

TIB The Independent BankersBank, N.A. is hiring a Loan Processor I to review loan documents for correspondent loans and ensure accuracy before onboarding into the loan core system.

The role requires 3–5 years of commercial loan operations experience, solid knowledge of loan documentation, and the ability to navigate complex loan structures while maintaining regulatory compliance and confidentiality. Strong attention to detail and effective communication with internal teams are essential to

Qualifications

• 3–5 years’ commercial loan operations experience in all phases of lending.
• 1–3 years’ loan accounting experience (GL to loan system).
• 1–3 years’ experience with wire transfer remittance and payments.
• Familiarity with business entity documentation and banking regulations.

Responsibilities

• Process onboarding of loan packages and participations.
• Enter core system data and maintain accurate files and postings.
• Review disbursements, balance postings, and daily reports.
• Respond to internal/external inquiries and maintain confidentiality.

Skills

Loan processing

Accounting

Wire transfers

Microsoft Office

Customer service

Documentation

Regulatory compliance

Communication

Education

High School diploma or equivalent

Tools

Jack Henry-SilverLake

Jack Henry-Cognos

DocuCommand

CSI WatchDog

Adobe Standard

Excel

Job description

Ranking #9 in the American Banker’s 2025 Best Banks to Work For, TIB is committed to serving as Trusted Partners for community banks and our employees. We take great care to maintain a commitment to excellence and personalized service. We are dedicated to providing a diverse work environment that fosters inclusivity and growth. We offer a best-in-class benefits package that includes comprehensive health, life, and disability coverage, 401(k) retirement savings, generous paid time off, parental leave, tuition reimbursement, and other little extras to make work fun. If this aligns with your values and you want to join a leader in the banking industry, we are hiring for a Loan Processor I that will review loan documents for correspondent loans prior to onboarding data into the loan core system; and ensure accuracy of documents received to bind and protect the bank’s interests.

MAJOR DUTIES/ACCOUNTABILITIES

• Processes the onboarding of loan packages, including participations.
• Processes loan payments and advance requests (including participated credits), by making the necessary system entries.
• Uses appropriate coding and inputs pertinent data from the loan package into the core system to ensure proper file maintenance and billing.
• Follows policies and procedures related to loan documentation, and determines that appropriate approvals have been received prior to processing packages and documentation received.
• Understands complex loan presentations as it relates to documentation, regulations, and collateral perfection.
• Generates posting sheets, wire forms, wire instructions, and funding advice, ensuring that all transactions are balanced. Posts transactions to the core system or general ledger.
• Reviews authorization for disbursements prior to wiring funds up to authorized limits and crediting demand deposit accounts.
• Performs quality checks of daily work processed.
• Reviews and resolves daily reports generated from the bank’s data system.
• Researches account variances on participations by analyzing loan histories.
• Inputs pertinent follow-up information into the tickler tracking system, currently DocuCommand from the loan package using appropriate codes.
• Responds to all internal and external customer service calls professionally and in a timely manner.
• Serves as the back-up for processing audit confirmations, as needed.
• Serves as the back-up to other processing desks in Loan Operations.
• Complies with all banking laws and regulations, and maintains the confidentiality of bank and customer information.

REQUIREMENTS/DESIRED QUALIFICATIONS

Required

• High School diploma or equivalent
• 3-5 years’ commercial loan operations experiencein all phases of lending including loan systems, completing loan onboarding, reviewing rate ranges, performing quality checks, and researching account discrepancies
• 1-3 years’ loan accounting experience (GL to loan system and/or DDA balancing)
• 1-3 years’ experience with wire transfer remittance
• 1-3 years’ experience with processing payments, advances, and resolving account discrepancies
• Working knowledge of business entity documentation (corporate, partnership, joint venture, etc. structure)
• Working knowledge of applicable banking regulations
• Ability to review and comprehend credit structure, documentation, and collateral of complex commercial loans including, participations
• Ability to communicate effectively, both verbally and in writing, and across all levels
• Must be highly self-motivated, accountable, and able to multi-task
• Must be able to handle a fast-paced environment, and navigate changing priorities
• Individual should possess good interpersonal skills and the ability to work within a team environment
• Software: Microsoft Office (proficiency in Word and Excel), Adobe Standard

Preferred

• 1-3 years’ experience working with participation loans
• 1-3 years’ experience with imaging and maintenance of electronic loans, and customer documentation
• Software: Jack Henry-SilverLake, Jack Henry-Cognos, DocuCommand, CSI WatchDog

The Major Duties/Accountabilities listed above are only a summary of the typical functions of this job, not an exhaustive or comprehensive list of all possible job responsibilities, tasks, and duties. Management may elect to assign other responsibilities, tasks, and duties associated with this position. TIB requires a comprehensive background investigation, including criminal and credit history.

Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights notice from the Department of Labor.