LOAN PROCESSOR

First Security Bank; Overbrook (KS); On-site; USD 38,000 - 48,000; Full time

Job summary

First Security Bank is seeking a Loan Processor to support the loan department across eight Kansas branches, including Overbrook and nearby towns. This role handles loan processing, document preparation, and customer service while ensuring compliance with regulations.

The candidate must have a high school diploma or GED and basic math/tech skills. The position requires accuracy, discretion, and the ability to work with various bank systems, including ARTA and core platforms.

Qualifications

• Requires a high school diploma or GED and experience in teller, secretarial, or loan clerk roles or equivalent training.
• Must be able to perform basic math including discounts, interest, and percentages.
• Ability to read and comprehend complex instructions and communicate clearly with customers and staff.
• Experience with Windows-based software, bank applications, and email is expected.

Responsibilities

• Process loans using ARTA and prepare documents for loan requests.
• Book loans after closing and post to general ledger; deposit loan proceeds.
• Upload loans to core system and code fields for upload.
• Verify accuracy of documents and scan loan records.
• Provide quality control of scanned documents and prepare UCC documents.
• Pull credit reports and assist with loan deposit programs.
• Maintain confidentiality and comply with bank policies and regulations.

Skills

Attention to detail

Verbal communication

Reading & writing

Math aptitude

Education

High school diploma or GED

Tools

Windows-based software

Bank application software

Email client

Job description

First Security Bank is seeking a Loan Processor. This position can be based at any of our 8 Kansas branches, Overbrook, Paola, Carbondale, Tonganoxie, Conway Springs, Norwich, Wichita or Argonia, Kansas.

Job Purpose:

Performs administrative functions to ensure loan department runs in accordance with all areas of compliance and regulation while providing service to customers by performing the following duties. Works under general supervision of the Loan Services Officer.

Essential Functions

include the following. Other duties may be assigned.

• Process loans using ARTA; select appropriate templates and enter information to prepare documents for loan requests.
• Book loans after loan closing; write tickets to general ledger accounts; deposit loan proceeds.
• Upload loans to core system; manually coding all appropriate fields not completed with upload.
• Verify accuracy and reliability of documents to be scanned.
• Images loan documentation for electronic storage.
• Provide quality control of scanned documents through the AccuSystems QC process.
• Prepare Uniform Commercial Code (UCC) documents, new filings, and maintain the continuation of UCC documents.
• Pull credit bureau reports.
• Prepare and submit paperwork for the agricultural production loan deposit program.
• Assist Officers to clear exceptions; input and update information for exception report; send letters; make telephone calls, and follow-up.
• Pull maturing notes; mail paid copy to customers; release titles or other collateral.
• Provide exceptional customer service to internal and external customers by accurately and courteously addressing customer questions and processing customer requests.
• Follow regulatory requirements by protecting information for privacy and confidentiality; displaying discretion in discussing customer information; obtaining proper information and paperwork to complete transactions; following bank policies and regulations.

Qualifications and Requirements:

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, competency, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• High school diploma or general education degree (GED) required. Six months to one year previous teller, secretarial or loan clerk experience; or equivalent combination of training and experience preferred.
• Ability to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals. Ability to compute amounts such as discounts, interest, and percent. Ability to count money.
• Ability to communicate verbally in one-on-one and small group situations with management, co-workers, vendors and customers, including the ability to speak clearly, effectively, and professionally in positive or negative situations; listens to others without interrupting and gets clarification; and responds well to questions.
• Ability to read and comprehend complex instructions, short correspondence, and memos. Ability to write simple correspondence.
• Ability to apply common sense understanding to carry out instructions furnished in written or oral form. Ability to deal with problems involving several concrete variables in standardized situations. Ability to reason complex transactions. Ability to perform repetitive mental and physical activities.
• To perform this job successfully, an individual should have experience with Windows based software, bank application software program, and e‑mail; and ability to operate a computer, calculator, telephone, and typewriter/keyboard.
• Ability to interact in a positive and professional manner and to develop and maintain strong working relationships with customers, co-workers, employees and management; the ability to respond promptly to customer needs and requests for service and assistance; and ability to meet commitments.
• Strong attention to detail and focus on quality and accuracy.
• Ability to maintain confidentiality and privacy of customer information.
• Ability to make good decisions, including exhibiting sound and accurate judgment; supporting and explaining reasoning for decisions; including the appropriate people in decision‑making process; making timely decisions; and identifying when issues should be referred to the appropriate supervisor.
• Ability to take initiative, including asking for and offering help when needed; performs work independently without being prompted.
• Ability to prioritize and plan work activities; use time efficiently; and work within deadlines.
• While performing the duties of this job, the employee is regularly required to use hands to finger, handle, or feel; reach with hands and arms and talk and hear. The employee may occasionally lift and/or move up to 20 pounds. Specific vision abilities required by this job include close vision, distant vision, and ability to focus.
• The work environment is a well‑lighted, heated and/or air‑conditioned indoor office setting with adequate ventilation. The noise level in the work environment is usually quiet.

This job description in no way states or implies that these are the only duties to be performed by the employee occupying this position. Employees will be required to follow any other job‑related instructions and to perform other job‑related duties as assigned.