Loan Operations Post Closer

Univest; Souderton, Northern (Montgomery County, KY); Hybrid; USD 25,000 - 29,000; Full time

Benefits offered by this job

Health Insurance

401(k) Match

PTO

Short-Term Disability

Holidays

Life Insurance

Tuition Reimbursement

Wellness Programs

Loan Discounts

Professional Development

Job summary

Univest is seeking a meticulous Loan Operations Post Closer to support accurate loan processing after closing. You will review and track loan documentation, enter data into tracking systems, and ensure compliance with lending policies and regulatory requirements.

In this role, you will work collaboratively with teams to collect required documents, manage CRA/HMDA reporting, and maintain precise records across Synergy and nCino Salesforce. A high school diploma or GED is required.

Qualifications

• High school diploma or GED required.
• Familiarity with commercial loan documentation and real estate lending concepts is advantageous.
• Knowledge of Univest lending policy guidelines is helpful.

Responsibilities

• Perform post-closing duties for commercial and consumer loans per Univest lending policies.
• Analyze loan documents to determine necessary documentation.
• Track receipt and verification of original loan documents.
• Enter required documents and financial covenants into tracking system per loan terms.
• Identify CRA and HMDA reporting requirements and enter data per regulatory guidelines; ensure compliance with laws including UCC.
• Scan and label executed loan documents into Synergy and nCino Salesforce; import supporting documents from files.
• Verify loan documents uploaded into Synergy for consumer lending; label and file in vault.
• Ensure compliance with laws including Univest Code of Conduct.

Skills

Attention to Detail

Communication Skills

Organizational Skills

Problem-Solving

Teamwork

Decision-Making

Education

High school diploma or GED

Tools

Synergy

nCino Salesforce

Job description

Overview

Join Univest as a Loan Operations Post Closer and play an important role in supporting accurate, efficient loan processing after closing. In this detail-focused position, you’ll review and track loan documentation, ensure information is properly recorded, and help maintain compliance with lending policies and regulatory requirements, all while contributing to a collaborative team that supports our customers and our communities.

Responsibilities

• Perform a variety of post-closing duties for commercial and consumer loans in adherence to Univest lending policies and guidelines.
• Analyze loan documents to determine necessary documentation needed to support requests.
• Track receipt and verification of original loan documents.
• Enter required documents and financial requirements/covenants into the tracking system based on approved loan terms and conditions.
• Identify Community Reinvestment Act (CRA) and Home Mortgage Disclosure Act (HMDA) reporting requirements, and accurately enter data into the system following regulatory guidelines. Ensure compliance with applicable laws and regulations, including the Uniform Commercial Code of Business.
• Scan, identify and label executed loan documents into Synergy and nCino Salesforce, while importing supporting documents from commercial files.
• Verify that loan documents are correctly uploaded into Synergy for consumer lending processes. Label and file in the correct vault.
• Accountable for compliance with laws and regulations that apply to this position including the Univest Code of Conduct.

Qualifications

• Educational Background: High school diploma or GED equivalent required.

• Industry Knowledge: Familiarity with commercial loan documentation, real estate lending concepts, and relevant terminology. Understanding of Univest lending policy guidelines is advantageous. Knowledge of consumer loans, including Home Equity Lines of Credit (HELOCs) and other direct personal lending products.

• Decision-Making Skills: Ability to identify commercial and real estate loan documents and make independent decisions that align with Univest’s policies and guidelines, demonstrating accuracy and integrity.

• Work Ethic: Capacity to work independently as well as collaboratively within a team setting. Skilled in prioritizing tasks and managing multiple responsibilities under time constraints with minimal supervision.

• Communication and Organizational Skills: Strong verbal and written communication skills, coupled with excellent organizational abilities.

• Problem-Solving Abilities: Proficient in addressing challenges and capable of thinking creatively when faced with unusual situations.

• Attention to Detail: Demonstrates a keen eye for detail, ensuring thoroughness and precision in all tasks

Wage Range

The salary for this position ranges from $18.00 to $21.00

Benefits Overview

• Health Insurance: Medical, dental and vision coverage (single or family; begins the first of the month following start date)
• Retirement Plan: Participation in 401(k) plan with up to a 3% employer match after 6 months of employment
• Paid Time Off (PTO): 15 days annually (prorated your first year)
• Short Term Disability: 10 days annually of sick time with a doctors note (prorated your first year)
• Holiday Time Off: 11 paid holidays
• We offer company paid life insurance: as well as other supplemental insurances
• Tuition reimbursement
• Employee Wellness programs: including fitness club discounts and fitness tracker discounts/ annual reimbursement
• Discounts: on loan products
• Professional development trainings

Click here for Benefit Information

#Univest

#LI-Hybrid

An Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, or protected veteran status and will not be discriminated against on the basis of disability.