Loan Officer

West Capital Lending, Inc.; Portland (OR); Remote; USD 70,000 - 120,000; Full time

Benefits offered by this job

100% remote work environment

Competitive commission structure with高

Access to a wide range of loan产品

Marketing and operational support

Flexible schedule with autonomy over你的

Growth opportunities within a scaling

Job summary

West Capital Lending, Inc. is seeking a motivated Loan Officer for a remote position focused on Portland, OR. You will manage the loan process from application through closing in a virtual environment, originating residential mortgage loans across Conventional, FHA, VA, and Non-QM products.

The ideal candidate has an Oregon L/O license and 2+ years of LO/MLO experience, with strong communication and relationship-building skills to work independently in a remote setting.

Qualifications

• Active Oregon Loan Originator license (NMLS) is required.
• 2+ years of experience as a Loan Officer or Mortgage Loan Originator preferred.
• Strong knowledge of mortgage products and underwriting guidelines.
• Excellent communication, sales, and relationship-building skills.

Responsibilities

• Originate residential mortgage loans, including Conventional, FHA, VA, and Non-QM products.
• Build and maintain strong relationships with clients, real estate agents, and referral partners.
• Guide borrowers through the loan application process and provide clear, timely communication.
• Analyze borrower financials to recommend appropriate loan products.
• Ensure all loan files meet federal, state, and investor compliance requirements.
• Collaborate with processing and underwriting teams to ensure smooth and timely closings.
• Stay up to date on lending guidelines, market trends, and interest rate changes.

Skills

Mortgage knowledge

Sales & relationship building

Remote work

Education

NMLS license

Tools

Loan origination systems

Job description

Location: Remote (Must be licensed in Oregon; Portland market focus)

Compensation: Commission-based (competitive splits; optional base or draw depending on experience)

We are seeking a motivated and customer-focused Loan Officer to join our growing team. This is a remote position, with a primary focus on serving clients in the Portland, OR. The ideal candidate is self-driven, knowledgeable in residential lending, and comfortable managing the loan process from application through closing in a virtual environment.

Key Responsibilities

• Originate residential mortgage loans, including Conventional, FHA, VA, and Non-QM products
• Build and maintain strong relationships with clients, real estate agents, and referral partners
• Guide borrowers through the loan application process and provide clear, timely communication
• Analyze borrower financials to recommend appropriate loan products
• Ensure all loan files meet federal, state, and investor compliance requirements
• Collaborate with processing and underwriting teams to ensure smooth and timely closings
• Stay up to date on lending guidelines, market trends, and interest rate changes

Qualifications

• Active Oregon Loan Originator license (NMLS) required
• 2+ years of experience as a Loan Officer or Mortgage Loan Originator preferred
• Strong knowledge of mortgage products and underwriting guidelines
• Excellent communication, sales, and relationship-building skills
• Ability to work independently in a remote environment
• Proficient with loan origination systems and digital documentation tools

What We Offer

• 100% remote work environment
• Competitive commission structure with high earning potential
• Access to a wide range of loan products and competitive rates
• Marketing and operational support
• Flexible schedule with autonomy over your pipeline
• Growth opportunities within a scaling organization