Loan Officer

Empire Finest Group; Town of Florida (NY); On-site; USD 120,000 - 250,000; Full time

Benefits offered by this job

Uncapped earning potential

Launch & Earn program

CRM and pipeline tools

Job summary

Empire Finest Group in Miami, FL is hiring a Loan Officer to generate mortgage business and build a robust referral network. This is a 100% commission, field-based role focused on closing loans and growing a personal pipeline.

You will develop relationships with Realtors and investors, structure loan solutions, and manage clients through the entire process. Strong self-motivation and outside sales skills are essential for success.

Qualifications

• Active NMLS license preferred or ability to obtain quickly.
• Experience as Loan Officer or Mortgage Lender preferred.
• Knowledge of Conventional, FHA, VA, Jumbo, and Non-QM loans.

Responsibilities

• Generate mortgage business and develop strong referral relationships.
• Guide clients through the loan process from qualification to closing.
• Build long-term relationships with Realtors and referral partners.
• Own and manage a disciplined pipeline with CRM follow-up.

Skills

Hunter

Relationship-driven

Entrepreneurial

Self-motivated

Competitive

Resilient

Disciplined

Money-motivated

Tools

CRM

Pipeline management

Job description

Position Overview

Now Hiring: Loan Officer | Build Your Business & Earn Without Limits Full-Time | Outside Sales | 100% Commission Location: Miami, FL Compensation: 100% Commission | Uncapped Earning Potential Build Your Own Business. Control Your Growth. Earn What You’re Worth. Behind every loan is a story, a dream, and a future. At Empire Finest Group, we help families achieve homeownership while giving ambitious professionals the opportunity to build a rewarding career-and a business of their own.We’re looking for a drivenLoan Officer who doesn’t wait for business to be handed to them.This is an opportunity for a truehunter and relationship builder - someone who thrives on generating new opportunities, building referral networks, closing deals, and taking ownership of their success.If you love the chase, enjoy the win, and want your income to reflect your production, this could be the opportunity you’ve been looking for. Why Join Empire Finest Group? Uncapped Earning Potential This is a100% commission opportunity designed for ambitious producers. There is no salary cap and no limit on what you can earn- the more business you generate and the more you close, the greater your earning potential. Build Your Own Book of Business Develop long-term relationships with Realtors, investors, builders, referral partners, and past clients while creating a pipeline designed to generate repeat business and referrals. Real Support Behind You

Focus on building relationships and growing your business with the support of:

• Training and mentorship
• CRM and pipeline management tools
• Dedicated Operations, Underwriting, and Processing teams
• Internal resources to help move loans efficiently from application through closing
• A collaborative team committed to helping each other succeed

A Proven 90-Day Launch Path OurLaunch & Earn program provides a structured 90-day runway to help you build momentum, establish your pipeline, and create a strong foundation for long-term success. A Culture That Wins Together We celebrate wins, share knowledge, step in to support one another, and believe success is stronger when it’s built together. What You’ll Do As aLoan Officer, your primary focus will be generating mortgage business, developing strong referral relationships, and guiding clients through the loan process.Generate New Business

• Proactively source and convert new mortgage opportunities.
• Build relationships with Realtors, real estate investors, builders, design-build companies, and other referral partners.
• Prospect consistently and identify new opportunities to grow loan volume.
• Develop and maintain a strong pipeline of borrowers and referral sources.

Build Relationships That Drive Growth

• Establish long-term relationships with real estate professionals and community partners.
• Nurture referral partnerships that generate recurring business.
• Maintain relationships with past clients to encourage repeat business and referrals.
• Represent Empire Finest Group professionally throughout the Miami market.

Structure the Right Solutions

• Understand client needs and recommend appropriate mortgage solutions.
• Work with products including Conventional, FHA, VA, Jumbo, and Non-QM loans.
• Partner with Operations, Underwriting, and Processing teams to help structure and move loans forward.
• Guide clients from initial qualification through closing while delivering an exceptional experience.

Own Your Pipeline

• Manage your book of business using CRM tools and disciplined follow-up.
• Maintain accurate records of client interactions and loan opportunities.
• Track pipeline activity and take ownership of your business development efforts.
• Manage your time and priorities independently to maximize results.

What We’re Looking For We’re looking for someone who sees a100% commission structure as an opportunity to control their own income. The ideal candidate is:

• A hunter who actively creates opportunities rather than waiting for leads.
• Relationship-driven with the ability to build trust quickly.
• Entrepreneurial and self-motivated with a strong desire to build something meaningful.
• Competitive and results-oriented with the drive to achieve ambitious goals.
• Resilient and able to maintain momentum through rejection and market changes.
• Disciplined and organized with strong follow-up and pipeline management habits.
• Money-motivated and excited by uncapped earning potential.

Qualifications

• Active NMLS license preferred, or the ability and strong commitment to obtain one quickly.
• Previous experience as a Loan Officer, Mortgage Loan Originator, Mortgage Banker, or in a related mortgage lending role is preferred.
• Knowledge of mortgage products, including Conventional, FHA, VA, Jumbo, and Non-QM loans.
• Understanding of mortgage underwriting and compliance requirements.
• Proven experience generating leads and developing referral partnerships.
• Strong outside sales, business development, networking, and relationship-building skills.
• Experience using CRM or pipeline management systems.
• Strong communication, negotiation, and interpersonal skills.
• Comfortable working independently in a fast-paced, performance-driven environment.
• Proficiency with Microsoft Office and standard business technology.
• Bilingual English/Spanish is strongly preferred.

The Details Location: Miami, FL Position Type: Full-Time Work Environment: Outside Sales / Field-Based Reports To: Sales and Operations Manager Compensation: 100% Commission | Uncapped Earning Potential Ready to Build Your Business? This isn’t the right opportunity for someone looking to sit back and wait for leads to come in.But if you’re aLoan Officer who loves building relationships, creating opportunities, closing deals, and controlling your own earning potential, Empire Finest Group gives you the platform, support, and flexibility to build something bigger. You bring the drive. We’ll bring the tools, support, and team behind you.