Loan Officer

MORTCAPITAL LLC; New York (NY); Presencial; USD 60.000 - 100.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Careers Advancement Opportunities

Flexible Scheduling

Competitive Compensation

Descripción de la vacante

MORTCAPITAL LLC is seeking an experienced or NEW Loan Officer to join our team. You will evaluate and process loan applications, interview applicants to gather financial information, and assess creditworthiness in compliance with lending regulations.

You will maintain records, set up payment plans, report on financing decisions, and help clients understand contract terms. Strong communication and customer service skills, plus familiarity with Excel and loan processing tools, are essential;

Formación

• Experience as a loan officer is preferred.
• Familiarity with Excel, databases, and loan processing software.
• Knowledge of lending products and practices.
• Strong customer service and communication skills.
• Ability to perform in a goal-oriented environment.
• Willing to work hard to build a career.
• Bilingual English and Chinese is a plus.

Responsabilidades

• Interview applicants to gather financial information
• Evaluate creditworthiness
• Process loan applications
• Set up debt payment plans
• Report on financing decisions
• Complete loan contracts
• Assist clients in understanding terms and conditions of their contracts
• Maintain up-to-date knowledge of current financial services and types of loans
• Keep detailed records for all accounts

Conocimientos

Customer service

Communication

Goal oriented

Career building

Bilingual English/Chinese

Herramientas

Microsoft Excel

Databases

Loan processing software

Descripción del empleo

Benefits/Perks

• Careers Advancement Opportunities
• Flexible Scheduling
• Competitive Compensation

Job Summary

We are seeking an experienced or NEW Loan Officer to join our team. In this role, you will evaluate and process loan applications. Your responsibilities will include interviewing applicants to gather financial information, evaluating creditworthiness, and completing loan contracts. The ideal candidate has excellent communication and customer service skills and a deep understanding of current lending practices and regulations.

Responsibilities

• Interview applicants to gather financial information
• Evaluate creditworthiness
• Process loan applications
• Set up debt payment plans
• Report on financing decisions
• Complete loan contracts
• Assist clients in understanding the terms and conditions of their contracts
• Maintain up-to-date knowledge of current financial services and types of loans
• Keep detailed records for all accounts

Qualifications

• Previous experience as a Loan Officer is preferred
• Familiarity with Microsoft Excel, databases, and loan processing and basic computer software
• Knowledge of lending products and practices
• Strong customer service and communication skills
• Ability to perform in a goal-oriented environment
• Willing to work hard to build a carreer
• Bilingual fluency in English and Chinese (Mandarin and/or Cantonese) is a Plus