Loan Officer

NEXA Lending; McHenry (IL); On-site; USD 65,000 - 120,000; Full time

Job summary

NEXA Lending is hiring a full-time Loan Officer to originate residential mortgage loans remotely. You will guide borrowers from initial consultation through funding, building strong relationships with clients and referral partners while adhering to lending guidelines.

The role requires expertise in loan products, income/assets analysis, and proficient use of LOS. Strong communication and organizational skills ensure a high-quality borrower experience across diverse programs.

Qualifications

• Customer service skills to engage borrowers and partners.
• Ability to analyze income, assets and credit to determine eligibility.
• Knowledge of mortgage products (conventional, FHA, VA) and underwriting basics.
• Familiarity with LOS and digital tools to manage pipelines and documents.
• Understanding of federal and state mortgage regulations and compliance.
• Strong organizational and time management to handle multiple files.

Responsibilities

• Originate residential mortgage loans and guide borrowers through the process.
• Prospect and build relationships with clients and referral partners.
• Conduct initial borrower consultations and gather financial documentation.
• Explain loan products, terms and requirements clearly to borrowers.
• Prepare and submit complete loan applications; coordinate with underwriting, processing and closing teams.
• Maintain accurate records and stay current with lending guidelines.

Skills

Customer service

Relationship-building

Communication skills

Mortgage loan origination

Financial analysis

LOS experience

Regulatory compliance

Time management

Remote collaboration

NMLS licensing

Education

High school diploma or equivalent

Associate or Bachelor’s degree in finance/business (beneficial)

Tools

Loan Origination Systems (LOS)

Job description

Company Description

NEXA Lending is Hiring. Come find out Why - U Mortgage, with $4,000,000,000 Billion dollars in Annual production chose to Join NEXA Lending and our $20,000,000,000 in Annual production, to increase our Companies leverage to get better pricing for your clients, and more $$ in your pocket.

Come find out what NEXA is doing, and why more than 3800 Loan Officers across the Country have choosen NEXA Lending.

The company provides a wide range of residential lending products and services designed to meet diverse borrower needs. NEXA Lending focuses on streamlined processes, regulatory compliance, and transparent communication throughout the loan lifecycle. Team members benefit from a professional environment that supports remote work, robust technology tools, and opportunities for growth in the mortgage industry with loan products / resources for everything from Residential FHA 100% First time home buyer programs, Reverse mortges from 6 Reverse mort5gage wholesale lenders, SBA or Fannie Freddie commercial loans, Unsecured Business Line of Credit, Home Equity loans that close and fund in as fast as 5 business days, DSCR, Land / Lot loans to 60%, ground up construction loans, 1 close, Your prospects are Everywhere, as we have a Wholesale Lender for everything.

Role Description

The Loan Officer role at NEXA Lending is a full-time, remote position responsible for originating residential mortgage loans and guiding borrowers through the lending process. Day-to-day activities include prospecting and building relationships with potential clients and referral partners, conducting initial borrower consultations, and gathering financial documentation to assess eligibility. The Loan Officer will explain loan products, terms, and requirements in clear, accessible language, prepare and submit complete loan applications, and coordinate with underwriting, processing, and closing teams to move loans efficiently to funding. This role also involves maintaining accurate records, adhering to federal and state regulations, staying current with lending guidelines, and using company systems and tools to manage pipelines and deliver a high-quality borrower experience.

Qualifications

• Strong customer service, relationship-building, and communication skills to interact effectively with borrowers and referral partners.
• Proficiency in mortgage loan origination, including understanding of conventional, FHA, VA, and other residential loan products.
• Ability to analyze financial information, such as income, credit, and assets, to assess borrower eligibility and risk.
• Comfort with digital tools, loan origination systems (LOS), and remote collaboration platforms to manage workflows and documentation.
• Knowledge of federal and state mortgage regulations and compliance requirements, with a commitment to ethical lending practices.
• Organizational and time-management skills to handle multiple loan files, meet deadlines, and maintain accurate records.
• Active Mortgage Loan Originator license (NMLS) in applicable states or eligibility to obtain necessary licensing promptly.
• Previous experience as a Loan Officer or in a related mortgage or financial services role is preferred.
• High school diploma or equivalent required; an associate or bachelor’s degree in finance, business, or a related field is beneficial.