Loan Officer

West Capital Lending; Las Cruces (NM); A distancia; USD 60.000 - 120.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

100% remote work

High earning potential commission

Access to a wide range of loan product

Marketing and operational support

Flexible schedule

Growth opportunities

Descripción de la vacante

West Capital Lending, Inc. seeks a motivated Loan Officer for a 100% remote role focused on serving clients in Las Cruces, NM. You will originate residential loans, guide borrowers, and coordinate with processing in a virtual environment.

Ideal candidates have 2+ years as a Loan Officer or Mortgage Loan Originator, with strong mortgage product knowledge and excellent communication skills. Remote work, flexible schedule, and growth opportunities are offered.

Formación

• 2+ years of experience as a Loan Officer or Mortgage Loan Originator preferred.
• Strong knowledge of mortgage products and underwriting guidelines.
• Excellent communication, sales, and relationship-building skills.
• Ability to work independently in a remote environment.
• Proficient with loan origination systems and digital documentation tools.

Responsabilidades

• Originate residential mortgage loans, including Conventional, FHA, VA, and Non-QM products.
• Build and maintain strong relationships with clients, real estate agents, and referral partners.
• Guide borrowers through the loan application process and provide clear, timely communication.
• Analyze borrower financials to recommend appropriate loan products.
• Ensure all loan files meet federal, state, and investor compliance requirements.
• Collaborate with processing and underwriting teams to ensure smooth and timely closings.
• Stay up to date on lending guidelines, market trends, and interest rate changes.

Conocimientos

Mortgage product knowledge

Client relationship building

Remote work independence

Communication skills

Herramientas

Loan Origination Systems

Digital Documentation Tools

Descripción del empleo

Location: Remote (Must be licensed in New Mexico; Las Cruces market focus)

Compensation: Commission-based (competitive splits; optional base or draw depending on experience)

We are seeking a motivated and customer-focused Loan Officer to join our growing team. This is a remote position, with a primary focus on serving clients in the Las Cruces, NM. The ideal candidate is self-driven, knowledgeable in residential lending, and comfortable managing the loan process from application through closing in a virtual environment.

Key Responsibilities

• Originate residential mortgage loans, including Conventional, FHA, VA, and Non-QM products
• Build and maintain strong relationships with clients, real estate agents, and referral partners
• Guide borrowers through the loan application process and provide clear, timely communication
• Analyze borrower financials to recommend appropriate loan products
• Ensure all loan files meet federal, state, and investor compliance requirements
• Collaborate with processing and underwriting teams to ensure smooth and timely closings
• Stay up to date on lending guidelines, market trends, and interest rate changes

Qualifications

• 2+ years of experience as a Loan Officer or Mortgage Loan Originator preferred
• Strong knowledge of mortgage products and underwriting guidelines
• Excellent communication, sales, and relationship-building skills
• Ability to work independently in a remote environment
• Proficient with loan origination systems and digital documentation tools

What We Offer

• 100% remote work environment
• Competitive commission structure with high earning potential
• Access to a wide range of loan products and competitive rates
• Marketing and operational support
• Flexible schedule with autonomy over your pipeline
• Growth opportunities within a scaling organization