Loan Officer

West Capital Lending, Inc.; Irvine (CA); On-site; USD 70,000 - 110,000; Full time

Benefits offered by this job

Leads

In-house manager support

Job summary

West Capital Lending, Inc. in California is seeking a Loan Officer to help clients secure financing tailored to their needs.

You will guide applicants through the loan process, evaluate financial information, and present suitable loan solutions while ensuring regulatory compliance. This role includes working with an in-house manager and processing team, leveraging leads, and collaborating with underwriters and support staff to accelerate approvals and deliver a smooth client experience.

Qualifications

• 1 year of experience as a Loan Officer or in a similar financial role.
• Active Loan Officer license (NMLS).
• Solid knowledge of loan products and underwriting guidelines.
• Strong communication and interpersonal skills.
• Ability to analyze financial data and assess creditworthiness.
• Proficiency with MS Office and loan processing software.

Responsibilities

• Assess loan applications by reviewing credit reports, financial documents, and client goals
• Recommend appropriate loan products based on client eligibility and financial situation
• Guide clients through the entire loan process, ensuring a smooth and informed experience
• Verify documentation and ensure compliance with all regulations
• Collaborate with underwriters, processors, and support teams to drive timely approvals
• Maintain detailed knowledge of lending guidelines, market conditions, and regulations
• Build and maintain strong client relationships to ensure satisfaction and referral business
• Meet and exceed individual and team sales goals

Skills

Loan underwriting

Client communication

Credit analysis

Regulatory compliance

Detail-oriented

Time management

Tools

Microsoft Office

Loan processing software

Job description

As a Loan Officer at West Capital Lending, you will be instrumental in helping clients secure financing that suits their individual needs. You’ll guide clients through the entire loan process, evaluate financial information, and offer tailored loan solutions while ensuring compliance with all regulations. This role combines sales, service, and strategy—with the tools and support to succeed.

What We Offer

• Leads
• Support: Full backing from an in-house manager and in-house processing team to ensure 100% support throughout the loan process

Key Responsibilities

• Assess loan applications by reviewing credit reports, financial documents, and client goals
• Recommend appropriate loan products based on client eligibility and financial situation
• Guide clients through the entire loan process, ensuring a smooth and informed experience
• Verify documentation and ensure compliance with all regulations
• Collaborate with underwriters, processors, and support teams to drive timely approvals
• Maintain detailed knowledge of lending guidelines, market conditions, and regulations
• Build and maintain strong client relationships to ensure satisfaction and referral business
• Meet and exceed individual and team sales goals

Requirements

• Minimum 1 year of experience as a Loan Officer or similar role in financial services
• Current Loan Officer license (NMLS)
• Strong understanding of loan products, underwriting, and industry compliance
• Excellent interpersonal and communication skills
• Ability to assess financial data and determine creditworthiness
• Proficiency in Microsoft Office Suite and loan processing software
• Highly organized and detail-oriented with the ability to manage multiple priorities

Equal Opportunity Statement

West Capital Lending is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.