Loan Officer

West Capital Lending, Inc.; United States; On-site; USD 60,000 - 100,000; Full time

Benefits offered by this job

Leads

In-house manager support

In-house processing team

Job summary

West Capital Lending, Inc. is seeking a dedicated Loan Officer to guide clients through financing options and the loan process from start to finish. You will assess creditworthiness, recommend products, and collaborate with underwriters and support teams to secure timely approvals.

The role emphasizes client relationships, compliance with lending guidelines, and meeting sales goals, backed by an in-house manager and processing team to ensure smooth operations and strong referral business.

Qualifications

• Minimum 1 year of experience as a Loan Officer or similar role.
• Current Loan Officer license (NMLS).
• Strong understanding of loan products, underwriting, and regulations.
• Excellent interpersonal and communication skills.
• Ability to assess financial data and determine creditworthiness.
• Proficiency in Microsoft Office Suite and loan processing software.
• Highly organized with the ability to manage multiple priorities.

Responsibilities

• Assess loan applications by reviewing credit reports and financial documents.
• Recommend appropriate loan products based on eligibility and finances.
• Guide clients through the loan process and ensure a smooth experience.
• Verify documentation and ensure regulatory compliance.
• Collaborate with underwriters, processors, and support teams to drive approvals.
• Maintain knowledge of lending guidelines and market conditions.
• Build strong client relationships to encourage satisfaction and referrals.
• Meet and exceed individual and team sales goals.

Skills

Interpersonal communication

Credit evaluation

Client needs assessment

Regulatory compliance

Financial data interpretation

Office software proficiency

Tools

Microsoft Office Suite

Loan processing software

Job description

As a Loan Officer at West Capital Lending, you will be instrumental in helping clients secure financing that suits their individual needs. You’ll guide clients through the entire loan process, evaluate financial information, and offer tailored loan solutions while ensuring compliance with all regulations. This role combines sales, service, and strategy—with the tools and support to succeed.

What We Offer

• Leads
• Support: Full backing from an in-house manager and in-house processing team to ensure 100% support throughout the loan process

Key Responsibilities

• Assess loan applications by reviewing credit reports, financial documents, and client goals
• Recommend appropriate loan products based on client eligibility and financial situation
• Guide clients through the entire loan process, ensuring a smooth and informed experience
• Verify documentation and ensure compliance with all regulations
• Collaborate with underwriters, processors, and support teams to drive timely approvals
• Maintain detailed knowledge of lending guidelines, market conditions, and regulations
• Build and maintain strong client relationships to ensure satisfaction and referral business
• Meet and exceed individual and team sales goals

Requirements

• Minimum 1 year of experience as a Loan Officer or similar role in financial services
• Current Loan Officer license (NMLS)
• Strong understanding of loan products, underwriting, and industry compliance
• Excellent interpersonal and communication skills
• Ability to assess financial data and determine creditworthiness
• Proficiency in Microsoft Office Suite and loan processing software
• Highly organized and detail-oriented with the ability to manage multiple priorities

Equal Opportunity Statement

West Capital Lending is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.