Loan Officer

West Capital Lending; Honolulu (HI); Remote; USD 60,000 - 100,000; Full time

Benefits offered by this job

100% remote work

High earning potential via commissions

Wide range of loan products

Marketing support

Flexible schedule

Growth opportunities

Job summary

West Capital Lending, Inc. seeks a motivated Loan Officer for a 100% remote role focused on Honolulu, HI. You will manage the full loan cycle for residential mortgages, from application through closing, leveraging virtual tools and strong client communication.

The ideal candidate has 2+ years in lending, deep product knowledge, and the ability to work independently in a remote setting while building relationships with clients and referral partners.

Qualifications

• 2+ years of experience as a Loan Officer or Mortgage LLO preferred.
• Strong knowledge of mortgage products and underwriting guidelines.
• Excellent communication, sales, and relationship-building skills.

Responsibilities

• Originate residential mortgage loans including Conventional, FHA, VA, and Non-QM products.
• Build and maintain relationships with clients, real estate agents, and referrals.
• Guide borrowers through the loan application process with clear, timely updates.
• Analyze borrower financials to recommend appropriate loan products.
• Ensure loan files meet federal, state, and investor requirements.
• Collaborate with processing and underwriting teams for timely closings.
• Stay updated on lending guidelines and market trends.

Skills

Residential mortgage knowledge

Sales & relationship-building

Remote work autonomy

Communication

Tools

Loan Origination Systems (LOS)

Digital document tools

Job description

Location: Remote (Must be licensed in Hawaii; Honolulu market focus)

Compensation: Commission-based (competitive splits; optional base or draw depending on experience)

We are seeking a motivated and customer-focused Loan Officer to join our growing team. This is a remote position, with a primary focus on serving clients in the Honolulu, HI. The ideal candidate is self-driven, knowledgeable in residential lending, and comfortable managing the loan process from application through closing in a virtual environment.

Key Responsibilities

• Originate residential mortgage loans, including Conventional, FHA, VA, and Non-QM products
• Build and maintain strong relationships with clients, real estate agents, and referral partners
• Guide borrowers through the loan application process and provide clear, timely communication
• Analyze borrower financials to recommend appropriate loan products
• Ensure all loan files meet federal, state, and investor compliance requirements
• Collaborate with processing and underwriting teams to ensure smooth and timely closings
• Stay up to date on lending guidelines, market trends, and interest rate changes

Qualifications

• 2+ years of experience as a Loan Officer or Mortgage Loan Originator preferred
• Strong knowledge of mortgage products and underwriting guidelines
• Excellent communication, sales, and relationship-building skills
• Ability to work independently in a remote environment
• Proficient with loan origination systems and digital documentation tools

What We Offer

• 100% remote work environment
• Competitive commission structure with high earning potential
• Access to a wide range of loan products and competitive rates
• Marketing and operational support
• Flexible schedule with autonomy over your pipeline
• Growth opportunities within a scaling organization