Loan Officer

Inspire Home Loans Inc.; Grand Rapids (MI); Remote; USD 73,000 - 102,000; Full time

Job summary

Inspire Home Loans Inc. is seeking an experienced Loan Officer to support homebuilders in Michigan. The ideal candidate will have a strong background in loan origination, excellent customer service skills, and the ability to manage a high volume of loan applications while ensuring compliance with lending policies. This remote position requires the candidate to be based in Michigan.

Qualifications

• Must be an actively licensed Mortgage Loan Officer in MI.
• 3-5 years' experience originating loans.
• Proficiency with Encompass preferred.

Responsibilities

• Advise customers on loan alternatives and assess financial information.
• Collect documentation to ensure loan approval.
• Communicate effectively with all parties involved in the loan process.

Skills

Customer Service

Loan Knowledge

Relationship Building

Education

Bachelor's Degree

Tools

Loan Origination Systems

Job description

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What You'll Do

Inspire Home Loans (a Century Communities, Inc. affiliated company) is seeking an experienced Loan Officer to join the team supporting our homebuilder in Michigan. This role will be responsible for continually identifying, developing, and maintaining customer financing objectives and advising customers of product/pricing policies and guidelines while gathering any additional required information. The Loan Officer will ensure exceptional customer service by maintaining thorough knowledge of lending programs, policies, procedures, and all regulatory requirements.

Description

Position at Inspire Home Loans

What You'll Do

Inspire Home Loans (a Century Communities, Inc. affiliated company) is seeking an experienced Loan Officer to join the team supporting our homebuilder in Michigan. This role will be responsible for continually identifying, developing, and maintaining customer financing objectives and advising customers of product/pricing policies and guidelines while gathering any additional required information. The Loan Officer will ensure exceptional customer service by maintaining thorough knowledge of lending programs, policies, procedures, and all regulatory requirements.

This position will be remote, but individuals must reside in MI.

Your Key Responsibilities Include

• In conformity with Inspire Home Loans' policies/procedures and applicable law, the Loan Officer will collect and analyze each customer's financial information and assess if the individual can qualify for a specific loan product.
• Advise the potential borrower regarding the risks and benefits of the loan alternatives, including the options and variables involved.
• Discuss the loan products available to best meet the individual's needs depending on their circumstances.
• Ascertain all pertinent documentation to ensure the loan is approved.
• Communicate effectively with all parties, including the customer, the sales associate, processing, underwriting, closing, the title company, and the builder.
• Lock the rate.
• Manage personal production and ensure closings are handled appropriately and timely.
• Meet and/or exceed company standards.
• Demonstrate the highest level of professionalism and customer service towards all customers.
• Perform other duties as needed or assigned.
  
  

What You Have

Thorough knowledge of all loan types, including Conventional, FHA, Jumbo, and VA.

Prior builder experience strongly preferred.

Proficient with loan origination systems, Encompass experience preferred.

Proficient with AUS (LP, DU, GUS).

Proven track record of building and maintaining strong, professional business relationships.

First-time home-buyer experience, a plus.

Ability to handle a heavy workload with minimal supervision.

Must be available to travel (inter-state) when needed.

Independent, reliable, detail focused and organized.

Proven ability to develop and maintain strong business relationships.

Exceptional customer service skills.

Your Education And Experience

• Bachelor's Degree is preferred, or equivalent combination of education and experience required.
• A minimum of 3-5 years' experience originating loans, builder preferred.
• Must be an actively licensed Mortgage Loan Officer in MI. Willing to obtain other state licenses as necessary.
  
  

About Inspire Home Loans

As an affiliate of Century Communities—one of the nation's largest homebuilders and industry leader in online sales—we strive to make the dream of homeownership possible. We’re proud to be part of the company’s mission to create thriving, enduring neighborhoods with lasting livability, focusing on building sustainable, affordably priced homes for our customers while reducing our carbon footprint. For team members, our goal is to provide the resources, opportunities, and benefits to build successful and rewarding careers.

Seniority level

• Seniority level

  Associate

Employment type

• Employment type

  Full-time

Job function

• Job function

  Finance and Sales

• Industries

  Construction and Real Estate

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Grand Rapids, MI $73,000.00-$101,500.00 1 week ago

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