Loan Officer

Cornerstone Capital Bank; Edmonds (WA, ID); On-site; USD 40,000 - 49,000; Full time

Benefits offered by this job

Medical benefits

Dental benefits

Vision benefits

Life insurance

Disability coverage

FSA/HSA

401K

Parental leave

Bonus potential

Industry support

JV opportunities

Job summary

Cornerstone Capital Bank seeks a Loan Officer driven by relationships and results to guide clients through the mortgage journey, from application to closing, and collaborate with real estate professionals. You will build relationships, stay current on market trends, manage pipelines, and uphold compliance while delivering an exceptional client experience.

Requirements include at least 2 years in mortgage loan origination, active MLO license, and a proven referral network within real estate and

Qualifications

• Minimum of 2 years of consecutive, recent experience in mortgage loan origination with demonstrated knowledge of the complete loan lifecycle.
• Active Mortgage Loan Originator (MLO) license in good standing with the NMLS for applicable state(s), or the ability to obtain licensing within 60 days of hire.
• Proven track record of successful loan origination supported by an established referral network of realtors, builders, and industry professionals.

Responsibilities

• Build genuine relationships with clients and referral partners throughout the mortgage journey.
• Manage every detail from application to closing and deliver an exceptional experience at every step.
• Stay sharp on market trends, product updates, and compliance requirements to inform lending decisions.

Skills

Relationship building

Client advisory

Loan pipeline management

Analytical skills

Communication

Organizational skills

Problem solving

Positive attitude

Tools

Mortgage licensing (MLO)

Job description

Who we are:

We honor God by using our talents to make a positive difference in the lives of our Team Members, Clients, Shareholders, Communities, and the People who provide services to us.

What we are looking for:

We're searching for a Loan Officer who's driven by relationships and results. You're the advisor clients trust to guide them through one of the biggest financial decisions of their lives, and the partner real estate professionals want on their team. You bring energy and expertise to every transaction, and you're motivated by helping people achieve homeownership while building a thriving business of your own.

What you’ll do:

You'll be the trusted guide clients and referral partners count on throughout the entire mortgage journey. That means building genuine relationships, understanding what matters most to each borrower, and helping them navigate their options with confidence and clarity. You'll manage every detail from application to closing, set clear expectations, and deliver an exceptional experience at every step. And because this industry never stops evolving, you'll stay sharp on market trends, product updates, and compliance requirements so you're always bringing your best.

What You’ll Bring:

Success here comes down to three things: heart, hustle, and a commitment to doing right by people. Here's what that looks like:

• Minimum of 2 years of consecutive, recent experience in mortgage loan origination with demonstrated knowledge of the complete loan lifecycle
• Active Mortgage Loan Originator (MLO) license in good standing with the NMLS for applicable state(s), or the ability to obtain licensing within 60 days of hire
• Proven track record of successful loan origination supported by an established referral network of realtors, builders, and industry professionals
• Ability to manage a consistent loan pipeline effectively
• Strong analytical capabilities to interpret complex financial data and guide sound lending decisions
• Exceptional communication and relationship management skills that build trust and loyalty
• Advanced organizational abilities and strategic problem-solving approach
• A positive, proactive attitude and a genuine passion for helping others win

What We Offer:

• Competitive compensation structure that rewards your production
• Medical, Dental, Vision, , Accidental Death, Long-Term Disability, Short-Term Disability, FSA, HSA, 401K, Basic Life, Voluntary Life, and Paid Parental Leave benefits, as well as the opportunity for a performance based bonus based on position and department.
• Industry-leading support
• Access to hundreds of loan products through dozens of investor sources
• Award-winning workplace culture recognized for work-life balance and employee satisfaction
• Joint venture opportunities for growth in the builder channel

Compensation: $44,304 to unlimited

Once you join Cornerstone, we invest in you as a valued member of our team. Our team members will tell you there's something different about working here: a culture of genuine support, innovation, and shared purpose that you'll experience from day one.

We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.