Loan Officer

West Capital Lending, Inc.; Dearborn (MI); Hybrid; USD 65,000 - 100,000; Full time

Benefits offered by this job

Competitive commission

Marketing and operational support

Flexible schedule

Growth opportunities

Job summary

West Capital Lending, Inc. is seeking a motivated Loan Officer to join our hybrid team in Dearborn, MI. You will manage the loan process from application through closing, serving clients with a personal, thorough approach in a virtual environment.

The ideal candidate has a current NMLS license, 2+ years of experience, and strong knowledge of mortgage products. You will build relationships with clients and referral partners while staying current with guidelines and market trends.

Qualifications

• Active Loan Originator license (NMLS) required.
• 2+ years of experience as a Loan Officer or Mortgage Loan Originator preferred.
• Strong knowledge of mortgage products and underwriting guidelines.
• Excellent communication, sales, and relationship-building skills.
• Ability to work independently in a remote environment.
• Proficient with loan origination systems and digital documentation tools.

Responsibilities

• Originate residential mortgage loans, including Conventional, FHA, VA, and Non-QM products.
• Build and maintain strong relationships with clients, real estate agents, and referral partners.
• Guide borrowers through the loan application process and provide clear, timely communication.
• Analyze borrower financials to recommend appropriate loan products.
• Ensure all loan files meet federal, state, and investor compliance requirements.
• Collaborate with processing and underwriting teams to ensure smooth and timely closings.
• Stay up to date on lending guidelines, market trends, and interest rate changes.

Skills

Excellent communication

Relationship-building

Independent remote work

Client-focused sales

Education

NMLS license

Tools

Loan origination systems

Digital documentation tools

Job description

We are seeking a motivated and customer-focused Loan Officer to join our growing team. This is a hybrid position, with a primary focus on serving clients in Dearborn, MI. The ideal candidate is self-driven, knowledgeable in residential lending, and comfortable managing the loan process from application through closing in a virtual environment.

Key Responsibilities

• Originate residential mortgage loans, including Conventional, FHA, VA, and Non-QM products
• Build and maintain strong relationships with clients, real estate agents, and referral partners
• Guide borrowers through the loan application process and provide clear, timely communication
• Analyze borrower financials to recommend appropriate loan products
• Ensure all loan files meet federal, state, and investor compliance requirements
• Collaborate with processing and underwriting teams to ensure smooth and timely closings
• Stay up to date on lending guidelines, market trends, and interest rate changes

Qualifications

• Active Loan Originator license (NMLS) required
• 2+ years of experience as a Loan Officer or Mortgage Loan Originator preferred
• Strong knowledge of mortgage products and underwriting guidelines
• Excellent communication, sales, and relationship-building skills
• Ability to work independently in a remote environment
• Proficient with loan origination systems and digital documentation tools

What We Offer

• Competitive commission structure with high earning potential
• Access to a wide range of loan products and competitive rates
• Marketing and operational support
• Flexible schedule with autonomy over your pipeline
• Growth opportunities within a scaling organization