Loan Officer

Invmort; California (MO); On-site; USD 50,000 - 75,000; Full time

Job summary

A leading financial institution seeks a Loan Officer to evaluate, authorize, and manage loan applications. This full-time position involves acting as a liaison between applicants and the institution, ensuring that qualified customers receive their loans efficiently while maintaining compliance with regulations.

Qualifications

• Proven working experience as a Loan Officer.
• Familiarity with banking applications and software.
• Solid understanding of lending products and practices.

Responsibilities

• Evaluate credit worthiness by processing loan applications and documentation.
• Interview applicants to determine financial eligibility.
• Communicate with clients to request and provide information.

Skills

Communication

Interpersonal skills

Customer satisfaction orientation

Sales competencies

Goal orientation

Tools

Banking software

Job description

• Evaluating credit worthiness by processing loan applications and documentation within specified limits
• Interviewing applicants to determine financial eligibility and feasibility of granting loans
• Determining all applicable ratios and metrics and set up debt payment plans
  
  
  

Skills & Experience

Skills

• Proven working experience as a Loan Officer
• Familiarity with computers and banking applications/software
• Solid understanding of direct/indirect lending products and practices
• Excellent communication and interpersonal skills
• Customer satisfaction orientation and sales competencies
• Ability to work in a goal oriented environment

Experience

We are looking for a Loan Officer to evaluate, authorize approval or deny loan applications for people or for business. You will act as liaison between customers and our financial institution and you will help qualified applicants acquire loans in a timely manner.

Responsibilities

• Evaluate credit worthiness by processing loan applications and documentation within specified limits
• Interview applicants to determine financial eligibility and feasibility of granting loans
• Determine all applicable ratios and metrics and set up debt payment plans
• Communicate with clients either to request or to provide information
• Justify decisions (approvals/rejections) and report on them
• Complete loan contracts and counsel clients on policies and restrictions
• Update job knowledge on types of loans and other financial services
• Maintain and update account records
• Assess customer needs, explore all options and introduce different types of loans
• Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
• Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout theunderwriting process
• Οperate in compliance with laws and regulations and adhere to lending compliance guidelines

This is a fulltime position

About Us

We've been helping customers afford the home of their dreams for many years and we love what we do.

Investment Mortgage Accessibility Statement

General

Investment Mortgage strives to ensure that its services are accessible to people with disabilities. Investment Mortgage has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.

Accessibility on Investment Mortgage website

Investment Mortgage makes available the UserWay Website Accessibility Widget that is powered by a dedicated accessibility server. The software allows invmort.com to improve its compliance with the Web Content Accessibility Guidelines (WCAG 2.1).

Enabling the Accessibility Menu

Investment Mortgage accessibility menu can be enabled by clicking the accessibility menu icon that appears on the corner on the page. After triggering the accessibility menu, please wait a moment for the accessibility menu to load in its entirety.

Disclaimer

Investment Mortgage continues its efforts to constantly improve the accessibility of its site and services in the belief that it is our collective moral obligation to allow seamless, accessible and unhindered use also for those of us with disabilities.

Despite our efforts to make all pages and content on Investment Mortgage website fully accessible, some content may not have yet been fully adapted to the strictest accessibility standards. This may be a result of not having found or identified the most appropriate technological solution.

Here For You

If you are experiencing difficulty with any content on Investment Mortgage website or require assistance with any part of our site, please contact us during normal business hours as detailed below and we will be happy to assist.

Contact Us

If you wish to report an accessibility issue, have any questions or need assistance, please contact us by sending an email to: [e-mail]