Loan Officer

West Capital Lending, Inc.; Brentwood (TN); Remote; USD 60,000 - 90,000; Full time

Job summary

West Capital Lending, Inc. seeks an experienced Loan Officer to originate residential mortgage loans in a virtual environment. You will manage the loan process from application to closing, ensuring timely communication with clients and partners.

The ideal candidate brings 1+ year of LO/MLO experience, strong knowledge of mortgage products, and a proven ability to work independently in a remote setting. A robust pipeline and competitive commissions await.

Qualifications

• Active NMLS-licensed Loan Originator with proven mortgage knowledge.
• 1+ year of experience as Loan Officer or Mortgage Originator preferred.
• Strong communication, sales and relationship-building skills.
• Ability to work independently in a remote environment.
• Proficiency with loan origination systems and digital documentation tools.

Responsibilities

• Originate residential mortgage loans (Conventional, FHA, VA, Non-QM).
• Build relationships with clients, real estate agents, and referral partners.
• Guide borrowers through the loan process from application to closing.
• Analyze borrower financials to recommend products.
• Ensure files meet federal, state, and investor compliance.

Skills

NMLS License

Communication skills

Sales skills

Relationship building

Remote work

Mortgage product knowledge

Education

NMLS license

Tools

Loan origination systems

Digital documentation tools

Job description

We are seeking a motivated and customer-focused Loan Officer in Tennessee to join our growing team. The ideal candidate is self-driven, knowledgeable in residential lending, and comfortable managing the loan process from application through closing in a virtual environment.

Key Responsibilities

• Originate residential mortgage loans, including Conventional, FHA, VA, and Non-QM products
• Build and maintain strong relationships with clients, real estate agents, and referral partners
• Guide borrowers through the loan application process and provide clear, timely communication
• Analyze borrower financials to recommend appropriate loan products
• Ensure all loan files meet federal, state, and investor compliance requirements
• Collaborate with processing and underwriting teams to ensure smooth and timely closings
• Stay up to date on lending guidelines, market trends, and interest rate changes

Qualifications

• Active Loan Originator license (NMLS) required
• +1 year of experience as a Loan Officer or Mortgage Loan Originator preferred
• Strong knowledge of mortgage products and underwriting guidelines
• Excellent communication, sales, and relationship-building skills
• Ability to work independently in a remote environment
• Proficient with loan origination systems and digital documentation tools

What We Offer

• Competitive commission structure with high earning potential
• Access to a wide range of loan products and competitive rates
• Marketing and operational support
• Flexible schedule with autonomy over your pipeline
• Growth opportunities within a scaling organization