Loan Officer

001 Lennar Mortgage LLC; Birmingham (AL); On-site; USD 60,000 - 90,000; Full time

Benefits offered by this job

Health insurance

401(k) retirement plan with company 1:

Paid parental leave

Education assistance

Vacation & holidays

Employee referral program

Home purchase discounts

Job summary

Lennar Mortgage is seeking an outside sales professional to develop new business sources and interview prospective customers, brokers, and referral sources at homebuilding communities or other convenient locations. You will collect and analyze financial information, advise on mortgage products, and help select loan programs within the Lennar Mortgage roadmap.

You will travel regularly to communities and offices to solicit leads, conduct seminars, meet closings, and maintain loan pipelines.

Qualifications

• Four-year college degree preferred.
• At least three years of loan originating experience.
• Ability to maintain a flexible schedule, including evenings and weekends.
• Valid driver's license and dependable transportation.
• NMLS license required or willing to obtain.

Responsibilities

• Support the Company’s growth through outside sales activities and lead generation.
• Travel to communities, realtors’ offices, and other locations to solicit new business and/or leads.
• Conduct First Time Homebuyer Seminars to develop leads and build relationships with New Home Consultants and prospects.
• Travel to builder and realtor functions to develop relationships and provide customer service.
• Meet prospective customers, explain offerings, obtain loan applications and documents, and attend closings.
• Review leads daily and contact prospective customers to set up meetings.
• Originate and prepare new loans to ensure compliance with products and policies.
• Advise customers on mortgage loan products based on their needs.
• Review rates and lock loans in advance of closing.
• Assist New Home Consultants with pre-qualifications and pipeline development.
• Meet or exceed loan objectives and maintain activity reports in the origination system.

Education

Four-year college degree (preferred)

Job description

A Career that Empowers You to Build Your Future

A full-time, outside sales position responsible for seeking and developing relationships for new business sources both internally and externally. Meet with and interview prospective customers, brokers, NHCs, and other referral sources at homebuilding communities or other convenient locations to collect and analyze customer financial information, advise customers on the risks and benefits of various mortgage products, and help select the appropriate loan program within Lennar Mortgage roadmap. Obtain loan applications from customers and work with them to achieve loan approval. A career with purpose. A career built on making dreams come true. A career built on building zero defect homes, cost management, and adherence to schedules.

Responsibilities

• Support the Company’s growth through outside sales activities and lead generation
• Travel to various communities, realtors’ offices, and other appropriate locations on a regular basis (at least weekly) to solicit new business and/or leads from home builders
• Conduct "First Time Homebuyer Seminars" in communities on a regular basis to develop leads and build relationships with New Home Consultants and prospective/current
• Travel to and participate in builder and realtor functions, status meetings, phase releases, phone banks, special events, to develop and maintain relationships and customer service
• Travel to various communities and other appropriate locations to meet with prospective/current customers, explain the Company’s offerings, obtain loan applications and other required documents, and attend closings
• Review leads daily and contact prospective customers via telephone and email to set up in-person/virtual meetings
• Originate and prepare new loans in accordance with the "Loan Officer" agreement, signed at the time of employment, to ensure all loans meet the guidelines of the Products and Policies manual for upfront
• Advise and recommend to the customer regarding the various mortgage loan products based on the customer’s individual need
• Review interest rates as needed and lock all loans with the borrowers in accordance with the Secondary Marketing Pricing and Rate Lock Policies and Procedures manual, at least fifteen days prior to closing
• Provide assistance to New Home Consultants on pre-qualifications of customers to develop a pipeline for outside sales; provide status of loans as needed
• Meet or exceed closed loan capture rate, spot loan objectives for the division, and/or other established sales goals as determined by the Division Manager and based on annual business
• Maintain reports and notes within origination computer system regarding own prospects and customers to ensure complete exchange of information regarding loan application, loan status, conversations with customers, underwriting, lock in information, monthly projected closings, incentive, and expense

Qualifications

• Four-year college degree (preferred)
• At least three years of Loan Originating experience
• Ability to maintain flexible work schedule, including evening and weekend work
• Valid driver's license and dependable transportation
• NMLS License required, or willing to obtain

Benefits

• Our Associates have access to robust health insurance plans, including Medical, Dental, and Vision coverage, ensuring their health needs are well taken care of
• Our 401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5%, helps secure their financial future
• Paid Parental Leave and an Associate Assistance Plan provide essential support during life's critical moments
• Education Assistance Program and up to $30,000 in Adoption Assistance, underscoring our commitment to their diverse needs and aspirations
• From the moment of hire, they can enjoy up to three weeks of vacation annually, alongside generous Holiday, Sick Leave, and Personal Day policies
• New Hire Referral Bonus Program, significant Home Purchase Discounts, and unique opportunities such as the Everyone’s Included Day
• Visit Lennartotalrewards.com to view our suite of benefits

Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.

Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.

Work Culture

We’re committed to building and sustaining an inclusive culture where everyone has a seat at the table, and we’re all on a first-name basis. This inclusive culture influences our hiring practices, the communities we serve and how we build better career experiences for all our Associates. It’s why we created our Everyone’s Included Advisory Council, and we’d love for you to be a part of our shared journey.

Join Our Talent Network

Welcome to the Lennar Community! We are tickled, delighted and happy that you’ve decided to join our Talent Community! We look forward to connecting about career opportunities at Lennar.