Loan Officer

1st Choice Credit Union; Atlanta (GA); Presencial; USD 48.000 - 70.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Health Insurance

401(k)

Dental Insurance

Disability Insurance

Vision Insurance

Life Insurance

Paid Time Off (PTO)

Descripción de la vacante

1st Choice Credit Union in Atlanta is seeking an experienced Loan Officer to manage lending activities in line with policy and goals. You will process applications, review credit reports, and close loans while maintaining confidentiality and compliance.

The role emphasizes strong member service, attention to detail, and knowledge of credit union products and policies; Bachelor's degree preferred and 1–2 years lending experience. This is a full-time position based in Atlanta with benefits.

Formación

• Credit union or community banking experience preferred.
• Bachelor’s degree preferred.
• 1-2 years of lending experience.
• Familiarity with Microsoft Office Suite applications.
• Strong attention to detail.
• Ability to apply logic and methodology.

Responsabilidades

• Serve as main contact for member requests regarding Credit Union loan services and policies.
• Receive member loan requests, process applications, pull files, credit reports, and interview applicants.
• Obtain signatures and closing documents; verify files meet lending policies and protect confidentiality.
• Maintain compliance with lending regulations; assist with policy/procedure updates.
• Aim to achieve established member service goals and deadlines.
• Promote openness to listen and address member issues and service concerns.
• Maintain knowledge of products, policies, bylaws, and overall credit union philosophy.
• Perform other duties to ensure efficient operation of the credit union.

Conocimientos

Attention to detail

Analytical thinking

Customer service

Communication skills

Educación

Bachelor’s degree preferred

Herramientas

Microsoft Office Suite

Descripción del empleo

Job Description

Job Description

1st Choice Credit Union is seeking an experienced Loan Officer, this individual will be responsible for performance of all lending activities within the credit union, insuring compliance with credit union lending policy; assisting with development of lending policy; maintain lending activity to meet credit union goals and objectives. Recommending alternatives to reduce loan delinquencies as needed. ROLE AND

RESPONSIBILITIES

• Serve as main point of contact for all member requests and inquiries regarding Credit Union loan services and policies. Stay abreast of lending/financial information and compliance issues to effectively assist members with their lending needs.
• Receive member loan requests, including acceptance of applications, pulling loan files, credit reports for loan processing, and interviewing applicant. Process and make credit decisions based on lending policies.
• Obtain signatures and closing documents, (loanliner agreements, payroll/ach deductions, power of attorneys, advance/subsequent action forms etc.) verify that the files are completed in accordance with lending policies and procedures. Ensure that all loan information is confidential.
• Maintain compliance with all lending regulations; assist with developing procedural changes as compliance requires or new programs demand.
• Responsible for achieving established member service goals and making sure that deadlines are met.
• Promote a culture of openness in order to be an effective listener and problem solver of member’s issues and customer service concerns.
• Maintain knowledge of 1st Choice Credit Union’s products and services, operational policies and procedures, by-laws, and philosophy.
• Demonstrate a professional, business like appearance.
• Perform other duties as required for the efficient operation of the credit union.

QUALIFICATIONS AND EDUCATION REQUIREMENTS:

• Credit union or community banking experience is preferred
• Bachelor’s degree is preferred
• 1-2 years’ Lending Experience
• Familiarity with Microsoft Office Suite applications
• Strong attention to detail
• Ability to apply logic and methodology

BENEFITS:

• 401(k)
• Health Insurance
• Dental Insurance
• Disability Insurance
• Vision Insurance
• Life Insurance
• Paid Time Off (PTO)

Company Description

1st Choice Credit Union was founded in 1946 to serve employees of Grady Hospital. Initially, it was named Hospital Authority Credit Union. The organization’s name was changed to 1st Choice Credit Union in 1991. 1st Choice Credit Union is a NCUA insured and CDFI credit union, headquartered on Atlanta’s historic Auburn Avenue. The credit union is a community-focused organization, owned and operated by its 9,000 members.